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← Embedded Finance Index 2026/Countries/Sweden

🇸🇪 Embedded finance in Sweden

View 73 companies on the map →

73 companies headquartered in Sweden are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

73
Companies analyzed
52 (71%)
Name at least one embedded-finance provider
31
Hold a licence issued in Sweden
6
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in Sweden run

Companies that name at least one provider for the layer on a sourced page, out of 73.

Payments (PSP) · 40%
29
Lending / BNPL · 34%
25
Accounts / BaaS · 33%
24
Card issuing · 25%
18
FX / payouts · 19%
14
Open banking / data APIs · 19%
14
KYC / fraud · 14%
10
Insurance · 11%
8
Payroll · 3%
2
Crypto / stablecoin · 1%
1
Providers

The providers companies in Sweden name most

Payments
6
4
4
2
2
2
Accounts / BaaS
Svea Bank
1
1
1
1
1
The Currency Cloud
1
Card issuing
4
2
1
Evry Card Services
1
1
1
Lending / BNPL
2
1
1
1
1
1
Insurance
3
1
Solid Försäkring
1
1
1
Open banking & data APIs
2
1
1
LUXHUB
1
Avanza
1
1
KYC
4
1
UC AB
1
Bisnode Kredit AB
1
SPAR
1
SCHUFA Holding
1
FX / payouts
3
1
1
Nordea Danmark
1
1
The Currency Cloud
1
Sponsor banks
2
1
Svea Bank
1
1
1
Handelsbanken
1
Licences issued in Sweden

31 companies hold at least one; a company can hold several kinds.

Bank / credit institution
15
Payment institution
9
Insurance
2
E-money institution
1
Accounting systems they connect to

Companies that list a connector for the system.

Fortnox
5
Microsoft Dynamics 365
2
NetSuite
2
SAP
2
Xero
2
Who they are
Fintech
23
Vertical SaaS
14
Horizontal SaaS
11
Bank
8
Infrastructure
8
E-commerce
3
Marketplace
3
Airlines
1
Companies

Companies headquartered in Sweden

Agda PSAnyfinAtlarAvanzaBaemingoBitrefillBokioBriteCapcitoChimiCollector BankEntercardeTraveli GroupEurocardFidesmoFingerprintsFlatteredFortnoxFrodaGee FinanceH&MHandelsbankenIkano BankIntergiroJuniKlarnaKnowitKontekLovableMarginalen BankNordiska BankNordnetNorthmillP.F.C.PageroPayexQliroQredQred BankRentals UnitedResurs BankSanaSAS (airline)Scandinavian AirlinesSEBSEBASergelSpecterSpotifyStena LineStockrepublicSvea BankSwishTinkTrustlyVattenfallViljaVisma SpcsVolvoWayaZimpler
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