“Can an AI-native accounts receivable platform become the financial operations layer that replaces manual collections, reconciliation, and cash flow management for mid-market finance teams?”
Founded in 2020 as an accounts receivable automation platform targeting finance teams, Kolleno evolved from a basic dunning/collections workflow tool into an AI-powered order-to-cash platform. The company embedded multiple payment rails (Stripe, Adyen, GoCardless, Yapily, Fortis) to become a payment-agnostic AR hub. By 2025 it had pivoted toward AI agent-driven autonomous collections and reconciliation, positioning itself as the financial operations OS for credit controllers and CFOs at businesses with £1M–£100M+ in turnover.
Kolleno processes payments through Stripe, Adyen, GoCardless, Fortis and Nuvei.
Kolleno connects to bank accounts through Yapily and Gocardless.
Kolleno integrates with QuickBooks, Xero, Sage Intacct, NetSuite, SAP, Oracle Fusion, Microsoft Dynamics Business Central and Clio.
The Embedded Finance Index 2026 maps 3 layers in Kolleno's stack: Payments / PSP (Stripe, Adyen, GoCardless, Fortis and 1 other); Open banking (Yapily and Gocardless); Accounting (QuickBooks, Xero, Sage Intacct, NetSuite and 4 others).
Kolleno is founded in 2020 and headquartered in London, England, UK.
Kolleno has raised ~$5.4M in total (latest round: Seed, ~2021).
Get a read on where your own stack stands against Kolleno and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.