Money Mover
“Can a thin, accountant-distributed UX layer on top of Currencycloud win UK SME cross-border payments without taking on its own license?”
Founded2013
HQMilton, Cambridge, United Kingdom
FoundersHamish Anderson
Total raised$2.21M
Latest roundAngel / Seed ($650K, ~2016)
IndustryFintech / Cross-border payments
The story
Money Mover was founded in 2013 in Cambridge as a 'business introducer' on top of Currencycloud — providing a customer-facing web app for SME international payments and FX while Currencycloud holds the e-money license and operates the regulated payment rails. Rather than pursuing its own EMI license, Money Mover has stayed focused on UX, accountant partnerships (notably Xero) and bank pilots (NatWest), positioning itself as a thin, distribution-led layer over a regulated FX/payments infrastructure provider.
Last 12 months
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Product timeline
2013
Money Mover founded as an online international payments and FX platform for SMEs; partners with Currencycloud from its first payment.· launch
2016
Ran a pilot programme with NatWest to deliver an SME international payments experience for the bank's customers.· partnership
2020
Surpassed £400M in cumulative payments processed for SME clients via Currencycloud APIs.· milestone
2023
Continued partner-driven distribution via accountants (Xero ecosystem) and referral partners.· distribution
The stack
Accounting gap: significant