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Moneycorp

“Can a 45-year-old FX and cross-border payments specialist become the embedded treasury and payments infrastructure layer for mid-market and enterprise corporates globally?”

Founded1979
HQLondon, UK (Floor 5, Zig Zag Building, 70 Victoria Street, London SW1E 6SQ)
IndustryFintech / Cross-border payments
The story

Founded in 1979 as a UK foreign currency specialist, Moneycorp has evolved over four decades into a global payments and FX platform serving corporates, financial institutions, and individuals across 190 countries in 130+ currencies. The company expanded internationally through regulated entities in the US, Malta (Moneycorp Bank), Hong Kong, Brazil, and the UAE. More recently it has moved upmarket into corporate treasury automation — launching ERP integrations and bulk payment APIs — positioning itself as a 'Connected Finance' infrastructure layer rather than a pure FX broker.

Last 12 months
2025-08
Product timeline
1979
Moneycorp founded in the UK as a foreign currency specialist.· pivot
2021
Published Group Annual Report highlighting 'Powering Payments, Connecting People' as core strategic narrative across 190+ countries.· banking
2025
Launched ERP integrations (Oracle NetSuite, QuickBooks, Xero) and banking reconciliation features as part of Connected Finance solutions.· banking
Regulated entities
4
regulatory licences held by Moneycorp
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Moneycorp’s embedded-finance stack
Payments / PSP
TTT Moneycorp Limited (self-operated)
Banking / BaaS
in the full report
Ledger
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
6 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.