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Moneycorp

Can a 45-year-old FX and cross-border payments specialist become the embedded treasury and payments infrastructure layer for mid-market and enterprise corporates globally?

Founded1979
HQLondon, UK (Floor 5, Zig Zag Building, 70 Victoria Street, London SW1E 6SQ)
IndustryFintech / Cross-border payments
The story

Founded in 1979 as a UK foreign currency specialist, Moneycorp has evolved over four decades into a global payments and FX platform serving corporates, financial institutions, and individuals across 190 countries in 130+ currencies. The company expanded internationally through regulated entities in the US, Malta (Moneycorp Bank), Hong Kong, Brazil, and the UAE. More recently it has moved upmarket into corporate treasury automation — launching ERP integrations and bulk payment APIs — positioning itself as a 'Connected Finance' infrastructure layer rather than a pure FX broker.

Last 12 months
2025-08
Product timeline
1979
Moneycorp founded in the UK as a foreign currency specialist.· pivot
2021
Published Group Annual Report highlighting 'Powering Payments, Connecting People' as core strategic narrative across 190+ countries.· banking
2025
Launched ERP integrations (Oracle NetSuite, QuickBooks, Xero) and banking reconciliation features as part of Connected Finance solutions.· banking
Regulated entities
Payment Institution (FCA Authorised)
UK FCA
TTT Moneycorp Limited
FCA Authorised (Designated Investment Business)
UK FCA
Moneycorp Financial Risk Management Limited
Bank (Moneycorp Bank Limited)
Malta / EU
Moneycorp Bank Limited
Broker-Dealer / Money Services Business
US
Moneycorp US Inc.
The stack
Payments / PSP
TTT Moneycorp Limited (self-operated)
Banking / BaaS
Moneycorp Bank Limited (in-house)
Ledger
Formance
FX & payouts
Moneycorp (self-operated)
Accounting
XeroQuickBooksNetSuite
Accounting gap: minor