Volopa
“Can a UK FX and expense management platform become the financial OS for SMEs managing multicurrency spend and global payments?”
HQGlasgow, Scotland / London, UK
IndustryFintech / SMB banking
The story
Volopa started as an FX and international payments provider for businesses, then expanded into a full expense management platform combining multicurrency prepaid cards, company wallet, and international payments. The company has progressively deepened its embedded finance stack — using Currencycloud for e-money and FX rails, Moorwand for card issuing, ClearBank for UK payment clearing, and Yapily for open banking funding. This positions Volopa as a spend management and cross-border payments platform for UK SMEs rather than a pure FX broker.
Last 12 months
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Regulated entities
1
regulatory licence held by Volopa
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Volopa’s embedded-finance stack
Banking / BaaS
Card issuing
in the full report
Open banking
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
7 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.