“Can a cloud-native European card-issuing and payments infrastructure provider become the B2B processing backbone for fintechs and challenger banks in the UK and EU?”
Contis was a UK/EU payments infrastructure provider offering B2B card issuing, processing, and prepaid card programs to fintechs and program managers. Operating as a Principal Member of both Visa and Mastercard, it powered white-label card programs for clients including Wirex, Plutus, Ffrees, Engage, and Trilogy. It expanded into FX via Currencycloud and opportunistically onboarded Wirecard refugee programs in 2020. The business entered special administration in January 2025, with customer accounts frozen and an insolvency process initiated by Interpath Advisory.
Contis discloses Contis Financial Services Limited (in-house) and Solarisbank (in-house, post-acquisition) as its banking providers, according to the Embedded Finance Index 2026.
Contis does not disclose a bank charter of its own; its banking services are provided through Contis Financial Services Limited (in-house) and Solarisbank (in-house, post-acquisition).
Contis processes payments through Contis Financial Services (self-operated).
Contis's cards are issued through Contis Financial Services Limited (in-house).
Contis uses Currencycloud for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 5 layers in Contis's stack: Payments / PSP (Contis Financial Services (self-operated)); Banking / BaaS (Contis Financial Services Limited (in-house) and Solarisbank (in-house, post-acquisition)); Card issuing (Contis Financial Services Limited (in-house)); Unified APIs (Currencycloud); FX & payouts (Currencycloud).
Contis is headquartered in United Kingdom.
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