← Embedded Finance Index 2026/Vendor

Plaid

Provider
Open BankingKYCPSPUnified Payroll/HRISTransaction Enrichment

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 252 companies across 5 categories.

plaid.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesOpen Banking, KYC, PSP, Unified Payroll/HRIS, Transaction Enrichment
Rank#1 of 78 in Open Banking
Buyers252 companies
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Who uses Plaid
252 companies disclose Plaid in their stack
Invitation HomesEastWest BankCodatStake RentVaroSardineComunFacet WealthOnpath FcuFinriseClarityFinix+240 more
Buyer mix · 252 of 252 classified
Fintech / Consumer banking · 30Fintech / SMB banking · 19Infrastructure / Payments · 16Fintech / Investment · 13Fintech / Lending · 13Vertical SaaS / Real Estate · 12Fintech / Neobank · 9Infrastructure / BaaS · 9
US · 201EU · 14UK · 13Canada · 8APAC · 5MENA · 1
What the disclosures say
Invitation Homes
“Plaid publicly lists Invitation Homes as a customer at plaid.com/customers (TIER 1 known_customer_listings).”
EastWest Bank
“Plaid Consumer End User Privacy Policy appears in the privacy/security page's resources section — this suggests Plaid is used for data connectivity (consistent with open banking, see unified_apis).”
Codat
“Banking overview page states 'Our integrations with Plaid and TrueLayer enable you to retrieve up-to-date account and transaction data.' Stripe integration docs confirm Stripe Connect is used for commerce data.”
Stake Rent
“However, banking page evidence mentions Plaid for money movement in Enterprise API.”
Sardine
“Sardine Payments API explicitly integrates with Plaid for bank account linking (add-new-bank-account-using-aggregator-token endpoint documents Plaid processor tokens).”
Facet Wealth
“Facet's own Account Linking FAQs page (facet.com/faqs/account-linking-faqs/) explicitly names Plaid and Yodlee as account-linking providers.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Plaid? Claim this profile above to unlock your own full list.
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Alternatives to Plaid

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Salt Edge54 buyers →GoCardless46 buyers →TrueLayer43 buyers →Tink39 buyers →Yapily36 buyers →Powens19 buyers →Open Finance Brasil17 buyers →Yodlee17 buyers →
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Ranked #1 of 78 in Open Banking — Embedded Finance Index 2026
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