← Embedded Finance Index 2026/Vendor

Plaid

Provider
Open BankingPSPUnified Payroll/HRISTransaction EnrichmentKYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 216 companies across 5 categories.

plaid.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesOpen Banking, PSP, Unified Payroll/HRIS, Transaction Enrichment, KYC
Rank#1 of 74 in Open Banking
Buyers216 companies
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Who uses Plaid
216 companies disclose Plaid in their stack
Invitation HomesEastWest BankStake RentVaroComunFacet WealthOnpath FcuFinriseClarityFinixBasiqTruckSmarter+204 more
Buyer mix · 216 of 216 classified
Fintech / Consumer banking · 27Fintech / SMB banking · 19Fintech / Investment · 13Fintech / Lending · 12Vertical SaaS / Real Estate · 12Infrastructure / Payments · 11Fintech / Neobank · 10Horizontal SaaS / Accounting · 8
US · 170EU · 13UK · 12Canada · 8APAC · 5MENA · 1
What the disclosures say
Invitation Homes
“Plaid publicly lists Invitation Homes as a customer at plaid.com/customers (TIER 1 known_customer_listings).”
EastWest Bank
“Plaid Consumer End User Privacy Policy appears in the privacy/security page's resources section — this suggests Plaid is used for data connectivity (consistent with open banking, see unified_apis).”
Stake Rent
“However, banking page evidence mentions Plaid for money movement in Enterprise API.”
Facet Wealth
“Facet's own Account Linking FAQs page (facet.com/faqs/account-linking-faqs/) explicitly names Plaid and Yodlee as account-linking providers.”
Clarity
“Privacy Policy at useclarity.app states Clarity collects 'financial data (via Plaid, crypto exchanges, wallets)' indicating crypto account data reading is a core product feature.”
Finix
“Plaid is confirmed as open banking / bank account verification provider via both Plaid's own docs and Finix's own documentation domain.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Plaid? Claim this profile above to unlock your own full list.
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Alternatives to Plaid

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Salt Edge52 buyers →GoCardless44 buyers →TrueLayer39 buyers →Tink36 buyers →Yapily35 buyers →Powens19 buyers →Open Finance Brasil17 buyers →Yodlee14 buyers →
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Ranked #1 of 74 in Open Banking — Embedded Finance Index 2026
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