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← Embedded Finance Index 2026

Sequence

“Can a billing-and-revenue automation platform become the financial OS for AI agents, orchestrating money movement across payables, receivables, payroll, and taxes on regulated rails?”

Founded2021
HQLondon, UK / New York, USA
FoundersRiya Grover, Eamon Jubbawy, Enda Cahill
Total raised$39M
Latest roundSeries A, December 2025
IndustryVertical SaaS / Accounting
The story

Founded in 2021 as a B2B FinOps/revenue platform providing APIs for dynamic pricing, billing, and collections. Sequence evolved from developer-focused billing infrastructure to a full CFO revenue platform covering the entire contract-to-cash cycle. In 2025–2026, the company made a decisive move into agentic AI finance, enabling AI agents to autonomously manage payables, receivables, payroll, taxes, and savings — positioning it as a financial orchestration layer for finance teams and AI workflows, backed by regulated banking rails.

Last 12 months
2025-12
2026-06
Product timeline
2021
Sequence founded by Riya Grover, Eamon Jubbawy, and Enda Cahill to automate B2B order-to-cash workflows.· pivot
2022
Raised $19M seed round led by a16z; launched APIs for dynamic pricing, billing, and revenue operations targeting B2B fintech.· banking
2025
Raised $20M Series A led by 645 Ventures to expand agentic AI solutions automating the contract-to-cash cycle.· pivot
2026
Announced Sequence Agentic — a platform giving AI agents the ability to move money on regulated banking rails, with FDIC-insured infrastructure via Thread Bank.· banking
The stack
4 layers disclosed in Sequence’s embedded-finance stack
Payments / PSP
Stripe Connect
Banking / BaaS
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: minor
5 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Sequence — frequently asked

What bank does Sequence use?

Sequence discloses Thread Bank as its banking provider, according to the Embedded Finance Index 2026.

Is Sequence a bank?

Sequence does not disclose a bank charter of its own; its banking services are provided through Thread Bank.

Who is Sequence's payment processor?

Sequence processes payments through Stripe Connect.

Which accounting software does Sequence integrate with?

Sequence integrates with Stripe, QuickBooks and Xero.

What is Sequence's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in Sequence's stack: Payments / PSP (Stripe Connect); Banking / BaaS (Thread Bank); Sponsor bank (Thread Bank); Accounting (Stripe, QuickBooks and Xero).

Who founded Sequence?

Sequence was founded by Riya Grover, Eamon Jubbawy and Enda Cahill and is founded in 2021, headquartered in London, UK / New York, USA.

How much funding has Sequence raised?

Sequence has raised $39M in total (latest round: Series A, December 2025).

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