← Embedded Finance Index 2026

Sequence

Can a billing-and-revenue automation platform become the financial OS for AI agents, orchestrating money movement across payables, receivables, payroll, and taxes on regulated rails?

Founded2021
HQLondon, UK / New York, USA
FoundersRiya Grover, Eamon Jubbawy, Enda Cahill
Total raised$39M
Latest roundSeries A, December 2025
IndustryVertical SaaS / Accounting
The story

Founded in 2021 as a B2B FinOps/revenue platform providing APIs for dynamic pricing, billing, and collections. Sequence evolved from developer-focused billing infrastructure to a full CFO revenue platform covering the entire contract-to-cash cycle. In 2025–2026, the company made a decisive move into agentic AI finance, enabling AI agents to autonomously manage payables, receivables, payroll, taxes, and savings — positioning it as a financial orchestration layer for finance teams and AI workflows, backed by regulated banking rails.

Last 12 months
2025-12
2026-06
Product timeline
2021
Sequence founded by Riya Grover, Eamon Jubbawy, and Enda Cahill to automate B2B order-to-cash workflows.· pivot
2022
Raised $19M seed round led by a16z; launched APIs for dynamic pricing, billing, and revenue operations targeting B2B fintech.· banking
2025
Raised $20M Series A led by 645 Ventures to expand agentic AI solutions automating the contract-to-cash cycle.· pivot
2026
Announced Sequence Agentic — a platform giving AI agents the ability to move money on regulated banking rails, with FDIC-insured infrastructure via Thread Bank.· banking
The stack
4 layers disclosed in Sequence’s embedded-finance stack
Payments / PSP
Stripe Connect
Banking / BaaS
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: minor
5 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.