← Embedded Finance Index 2026/Vendor

GoCardless

Provider

PSP Open Banking FX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 63 companies across 3 categories.

gocardless.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗

CategoriesPSP, Open Banking, FX / Payouts
Rank#3 of 78 in Open Banking
Buyers63 companies

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In the press

rebank.cc ↗

Coverage of GoCardless sourced from Rebank — an independent publication. All articles are © their original authors; click any card to open the source.

🎙 interview2025-06-03

Lessons Learned from 10 Years in Embedded Finance, with Luke Voiles

Luke Voiles on building embedded lending from modular infrastructure — what to buy, what to build, and how the stack changes market by market.

Luke Voiles · CEO, Pipe

“When we expanded to the UK, we launched with GoCardless. They had 80,000 SMB customers and were our first local partner. It only took us six weeks to go live.”

Source · Rebank ↗

Who uses GoCardless

63 companies disclose GoCardless in their stack

TeamUp Crowdz Form3 Antom Ecommpay Credentially Perfect Gym KBC Celigo Intuit Billingplatform KBC Bank+51 more

Buyer mix · 63 of 63 classified

Horizontal SaaS / Accounting · 7Bank / National · 5Infrastructure / Payments · 4Vertical SaaS / Accounting · 4Vertical SaaS / Fitness · 4Vertical SaaS / Real Estate · 4Fintech / Insurtech · 3Fintech / Lending · 2

UK · 27 EU · 15 US · 11 APAC · 7 MENA · 1 Canada · 1

What the disclosures say

TeamUp

“TeamUp help center and resources pages name Stripe and GoCardless as the two integrated payment processors; 'GoCardless and Stripe: How to choose a payment processor in TeamUp'.”

Crowdz

“GoCardless is evidenced as an open banking/bank payments provider (see open_banking block).”

Credentially

“Subprocessors page lists both Stripe and GoCardless under 'payments'.”

Perfect Gym

“kb.perfectgym.com/article/payment-providers-list lists Stripe, Adyen, GoCardless, Straal as integrated payment providers. perfectgym.com/en/solutions/gym-payments describes credit card and bank transfer acceptance.”

Intuit

“Adyen NV is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 779800).' The QuickBooks UK page also features a GoCardless integration for direct-debit invoice collection.”

Billingplatform

“https://billingplatform.com/marketplaceapp/stripe-connector; https://billingplatform.com/marketplaceapp/adyen-connector; https://billingplatform.com/marketplaceapp/gocardless-connector; https://billingplatform.com/platform/billing-integration”

View source · billingplatform.com ↗

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent GoCardless? Claim this profile above to unlock your own full list.

Alternatives to GoCardless

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid251 buyers →Salt Edge54 buyers →TrueLayer43 buyers →Tink39 buyers →Yapily36 buyers →Powens19 buyers →Open Finance Brasil17 buyers →Yodlee17 buyers →

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