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← Embedded Finance Index 2026/Countries/United Arab Emirates

🇦🇪 Embedded finance in the United Arab Emirates

View 95 companies on the map →

95 companies headquartered in the United Arab Emirates are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

95
Companies analyzed
69 (73%)
Name at least one embedded-finance provider
0
Hold a licence issued in the United Arab Emirates
18
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in the United Arab Emirates run

Companies that name at least one provider for the layer on a sourced page, out of 95.

Payments (PSP) · 56%
53
Accounts / BaaS · 36%
34
FX / payouts · 29%
28
Lending / BNPL · 29%
28
Card issuing · 28%
27
Open banking / data APIs · 8%
8
Crypto / stablecoin · 6%
6
Payroll · 6%
6
Insurance · 3%
3
KYC / fraud · 3%
3
Providers

The providers companies in the United Arab Emirates name most

Payments
9
7
5
3
2
PayBy
2
Accounts / BaaS
2
1
PayBy
1
Pyypl
1
1
United Arab Bank
1
Card issuing
3
3
2
Pyypl
1
1
1
Lending / BNPL
3
2
Creditum
1
Quantix
1
1
ABHI Middle East
1
Insurance
1
Bayzat
1
Islamic Arab Insurance Company
1
Open banking & data APIs
2
2
NymCard Open Finance
1
1
Denarii
1
FINX Connect
1
KYC
2
1
FX / payouts
3
2
2
1
LuLu Exchange
1
1
Sponsor banks
2
United Arab Bank
1
Mashreq Bank
1
Bank AlJazira
1
Alinma Bank
1
1
Accounting systems they connect to

Companies that list a connector for the system.

Xero
5
Zoho Books
5
QuickBooks
4
Wafeq
3
Who they are
Fintech
42
Bank
18
Infrastructure
15
Vertical SaaS
10
Marketplace
5
Horizontal SaaS
2
Holding Company
1
Other
1
Companies

Companies headquartered in the United Arab Emirates

Aafaq Islamic FinanceABHIAdgmAdibADIB DirectAl Ansari ExchangeAl Fardan ExchangeAl Maryah Community Bank (Mbank)AlaanBayutBayzatBeehiveBinanceBotimBybitCAFUCareemCareem PayCashew PaymentsCbiCodebase TechnologiesCommercial Bank of DubaiDeem FinanceDifcDubaiEmiratesEmirates IslamicEmirates NBDenzaFintech GalaxyFirst Abu Dhabi BankFoloosiFunding SouqFuzeHubpayKlicklLulu ExchangeLuneMagnatiMajid Al FuttaimMalMamoMashreqMashreq NeoNetworkNetwork InternationalNoonnoon PaymentsNow MoneyNylaNymCardPaybyPayskyPostpayPyyplQashioRakbankReem FinanceSarwaSirius International HoldingSpotiiTelrTpay MobileWealthfaceWioWio BankYallacompareYAPYuzeZandZand BankZbooniZendaZiina
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