← Embedded Finance Index 2026/Vendor

Railsr

Provider
BaaSCard IssuingFX / PayoutsLendingLedgerPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 20 companies across 6 categories.

railsr.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Card Issuing, FX / Payouts, Lending, Ledger, PSP
Rank#20 of 322 in BaaS
Buyers20 companies
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In the press
embeddedfinancereview.com ↗
Coverage of Railsr sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2024-12-16
Railsr is back!
British banking-as-a-service provider Railsr has a new chance to win embedded finance; Danish Lunar spins out its infrastructure unit; and Dutch banking frontend provider Flow partners with Adyen.
Source · Embedded Finance Review ↗
Who uses Railsr
20 companies disclose Railsr in their stack
MaslifeYimbaBloxleyMindAazzurSodexo EngageRailsbankToqioFeaturespaceChipper CashParperaDnd Finance+8 more
Buyer mix · 20 of 20 classified
Fintech / Consumer banking · 3Infrastructure / BaaS · 3Fintech / Lending · 2Fintech / SMB banking · 2Bank / National · 1E-commerce / Retail · 1Fintech / Neobank · 1Horizontal SaaS / Data Loss Prevention & Security · 1
UK · 11US · 5EU · 2Canada · 1
What the disclosures say
Maslife
“Railsr press release (Sep 2022): 'Railsr is partnering with Maslife to launch a finance app... supported by Mastercard and Checkout.com.'”
Yimba
“IBSi Intelligence article (ibsintelligence.com) states: 'Railsbank, a global Banking-as-a-Service (BaaS) platform, has teamed up with Yimba to provide its customers with products and services that will enhance their digital wallet experience with the likes of Apple Pay, Samsung Pay and Google Pay.' Railsbank is the cur…”
Bloxley
“Payments are handled via the BaaS layer (Mbanq/North Bay Credit Union for US, Equals Money | Railsr for Europe).”
Mind
“Railsr publicly lists Mind as a customer on its own site (known_customer_listings TIER 1).”
Sodexo Engage
“ibsintelligence.com explicitly lists 'Railsbank partners with Sodexo Engage' — Railsbank is now Railsr.”
Railsbank
“Railsr operates its own payment scheme memberships, Visa & Mastercard licenses, and central bank direct currency clearing per its product page.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Railsr? Claim this profile above to unlock your own full list.
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Alternatives to Railsr

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #20 of 322 in BaaS — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/railsr?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/railsr.svg"
       alt="Ranked #20 of 322 in BaaS — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/railsr/install" width="1" height="1" alt="" style="display:none">