Manigo
“Can a single-API fintech orchestration layer replace the need for businesses to negotiate and integrate with multiple embedded finance infrastructure providers separately?”
Manigo started as a white-label Banking-as-a-Service platform offering cards, accounts, and payments for fintechs and businesses. It has evolved into a 'fintech orchestration' layer that connects clients to multiple best-in-class infrastructure providers — card processors, BIN sponsors, banking providers, KYC vendors, lending platforms, and open banking rails — through a single API contract. This orchestration positioning differentiates it from pure BaaS providers by allowing clients to pick their preferred vendors without managing separate integrations. The SME-facing Manigo Business product runs on the same underlying platform.