“Can a purpose-built debt collection SaaS platform become the end-to-end operating system for lenders and utilities managing collections, by combining workflow automation, open banking affordability data, and payment processing?”
Founded in 2016 with a narrow focus on automating debt management and collection for banks, lenders, and utilities. The company has steadily built an end-to-end SaaS platform that combines workflow automation, open banking integrations (co-authored whitepaper with Moneyhub), and payment processing partnerships. Rather than pivoting away from its core, Flexys has deepened its vertical specialisation, adding integrations with payment processors like Worldpay and debt-sale platforms like Acquired.com to create a fuller collection stack.
Flexys processes payments through Worldpay.
Flexys connects to bank accounts through Moneyhub.
The Embedded Finance Index 2026 maps 2 layers in Flexys's stack: Payments / PSP (Worldpay); Open banking (Moneyhub).
Flexys is founded in 2016 and headquartered in Bristol, United Kingdom.
Get a read on where your own stack stands against Flexys and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.