Satago
“Can a UK invoice-finance and credit-control platform become the embedded working-capital OS for banks, lenders, and accountancy software providers serving SMEs?”
Founded in 2012 as a single-invoice finance provider for UK freelancers and SMEs, Satago evolved into a 3-in-1 working capital platform combining invoice finance, automated credit control, and debtor risk insights. It deepened its embedded finance strategy through a strategic partnership with Sage in 2023, positioning itself as Sage's primary cash-flow management partner. The company has since pivoted toward a B2B2B (Lending-as-a-Service) model, enabling banks, lenders, accountancy platforms, and corporates to white-label or embed its invoice finance and credit control capabilities via API.