← State of Embedded Finance 2026

Aviva

Can a legacy UK insurer become the financial services 'super-app' for UK consumers by embedding savings, investments, and insurance into a single MyAviva platform?

Founded2000
HQLondon, United Kingdom
IndustryFintech / Insurtech
The story

Aviva is one of the UK's largest insurance and savings groups, tracing its roots to Norwich Union. Over the past decade the company has pivoted from a traditional insurer toward a digital-first financial services provider, launching MyAviva as a unified customer portal and Aviva Save as an embedded savings marketplace powered by Raisin's platform and a panel of partner banks. The embedded finance angle is centred on distributing third-party savings products through Aviva's brand and customer base rather than building proprietary banking infrastructure.

Last 12 months
2026-01
Product timeline
2000
CGNU plc formed from merger of CGU plc and Norwich Union; later renamed Aviva in 2002.· pivot
2022
Aviva Save platform launched, partnering with Raisin to offer a multi-bank savings marketplace through MyAviva.· banking
2023
Aviva continues expansion of digital insurance and savings products under MyAviva app.· banking
Regulated entities
FCA Authorised Insurer / Financial Services
UK FCA
Aviva Insurance Limited
FCA Authorised Savings Provider
UK FCA
Aviva Savings Limited
The stack
Banking / BaaS
Raisin
Accounting gap: none