Judopay
“Can Judopay, backed by Fabrick's open-finance ecosystem, expand from mobile card acquiring into a full-stack embedded payments and lending platform for UK and European SME verticals?”
Founded2012
HQLondon, United Kingdom
Total raised$22.7M
IndustryInfrastructure / Payments
The story
Founded in 2012 as a mobile-first card payments solution for UK merchants, Judopay carved a niche in fast, secure mobile acquiring. The company was acquired by Italian open finance platform Fabrick S.p.A. (Banca Sella Group), embedding it within a broader European fintech ecosystem. In 2024 Judopay expanded beyond pure payments by integrating Cashflows Advance, adding embedded merchant lending to its offering and positioning itself as a fuller financial stack for SMEs in sectors like taxi, parking, and hospitality.
Product timeline
2012
Founded as Alternative Payments Limited with a focus on mobile payment solutions in the UK.· pivot
2022
Became wholly owned by Fabrick S.p.A. (Banca Sella Group), positioning Judopay within an open finance ecosystem.· acquisition
2024
Launched full-stack end-to-end payment solution combining acquiring, processing, global payouts, and compliance under one integration.· banking
2024
Integrated Cashflows Advance into its platform, enabling embedded working capital / merchant cash advance for UK and European SME merchants.· lending
Regulated entities
FCA Regulated Payment Institution
UK FCA
Alternative Payments Limited
The stack
Accounting gap: significant