← Embedded Finance Index 2026/Vendor

Evolve Bank & Trust

Provider
BaaSSponsor BankCard IssuingPSPTreasury ManagementLendingFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 95 companies across 7 categories.

evolvebanktrust.com ↗
CategoriesBaaS, Sponsor Bank, Card Issuing, PSP, Treasury Management, Lending, FX / Payouts
Rank#1 of 175 in Sponsor Bank
Buyers95 companies
RegulatoryFed cease-and-desist 2024
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Regulatory status
Fed cease-and-desist 2024. source ↗
Who uses Evolve Bank & Trust
95 companies disclose Evolve Bank & Trust in their stack
CentralUsa NationalMomentoElroyAffirms BnplUprightUsioCashablySparrow FinancialDaveHousecall ProRapyd+83 more
Buyer mix · 95 of 95 classified
Fintech / Consumer banking · 20Fintech / SMB banking · 17Fintech / Lending · 8Fintech / Cross-border payments · 6Fintech / Neobank · 5Infrastructure / Payments · 5Fintech / Crypto · 4Fintech / Investment · 3
US · 71EU · 4Canada · 3UK · 2APAC · 2LATAM · 1
What the disclosures say
Central
“Evolve Bank & Trust publicly lists Central as a customer at https://www.bankingembedded.com/companies/central. Celtic Bank also listed as a banking partner at the same source.”
View source · bankingembedded.com ↗
Usa National
“Evolve Bank & Trust publicly lists USA National as a customer at https://www.bankingembedded.com/companies/usa-national (TIER 1 — known_customer_listings).”
View source · bankingembedded.com ↗
Momento
“Evolve Bank & Trust publicly lists Momento as a customer at bankingembedded.com/companies/momento (TIER 1 — known_customer_listings).”
Elroy
“Evolve Bank & Trust publicly lists Elroy as a customer at bankingembedded.com/companies/elroy (TIER 1 known_customer listing).”
Affirms Bnpl
“Affirm privacy notice: 'Affirm Money Account is held with Cross River Bank' and 'Affirm Card is a Visa debit card issued by Evolve Bank & Trust or Stride Bank, N.A.' American Banker (April 2025) confirms Stride Bank added as second card issuer.”
Upright
“Evolve Bank & Trust publicly lists Upright as a customer at https://www.bankingembedded.com/companies/upright (TIER 1 known_customer_listing).”
View source · bankingembedded.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Evolve Bank & Trust? Claim this profile above to unlock your own full list.
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Alternatives to Evolve Bank & Trust

Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sutton Bank63 buyers →Cross River48 buyers →Pathward42 buyers →Celtic Bank35 buyers →Community Federal Savings Bank35 buyers →Thread Bank28 buyers →The Bancorp Bank25 buyers →WebBank23 buyers →
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Ranked #1 of 175 in Sponsor Bank — Embedded Finance Index 2026
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