← Embedded Finance Index 2026/Vendor

PayPal

Provider
PSPFX / PayoutsLendingBaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 134 companies across 4 categories.

paypal.com ↗Also analysed as a company — its own stack →
CategoriesPSP, FX / Payouts, Lending, BaaS
Rank#3 of 476 in PSP
Buyers134 companies
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The PayPal family
175 companies use the PayPal family
Unique buyers across 4 brands PayPal owns, deduped (a company using more than one is counted once). The per-brand rows below don’t add up to this total for that reason.
PayPalPARENT134
Braintree51
acquired 2013
Hyperwallet6
acquired 2018
Venmo4
acquired 2013
Who uses PayPal
134 companies disclose PayPal in their stack
MoxieRaiselyAirpazRakutenFloweDreams ODIGEOLittle Green LightTrading DepotBr DgemHelpDeskPartnerStackCvent+122 more
Buyer mix · 134 of 134 classified
Infrastructure / Payments · 11Marketplace / Two-sided · 11E-commerce / DTC brand · 9E-commerce / Platform · 7Horizontal SaaS / Accounting · 5E-commerce / Retail · 4Marketplace / Travel · 4Vertical SaaS / Photography · 4
US · 63EU · 25APAC · 13UK · 11Canada · 5MENA · 5
What the disclosures say
Moxie
“Moxie help center confirms Stripe and PayPal integrations for invoicing and payments, including multi-currency support via both processors.”
Raisely
“Subprocessors page lists Stripe Payments Europe Ltd and PayPal Inc as payment processing subprocessors.”
Airpaz
“Airpaz promo page (airpaz.com/en/promo/view/paypal-us) confirms PayPal Pay in 4 as an accepted payment method. [coerced currencies: kept "USD", also reported: AUD; EUR; IDR; MYR; THB; VND; PHP]”
Rakuten
“Rakuten Advertising subprocessors list discloses Corpay, Cybersource, and PayPal as payment processors.”
Flow
“flow.io/policies/third-party-payment-providers explicitly states: 'Flow uses Adyen, Stripe, PayPal, and Klarna for payment processing services to process your transactions.' This is a TIER 1 direct source from the target's own domain.”
eDreams ODIGEO
“PayPal named as strategic payment collaboration partner in February 2025 press release on the eDreams ODIGEO domain; Visa Trusted Agent Protocol integration named in July 2026 press release on eDreams ODIGEO domain.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent PayPal? Claim this profile above to unlock your own full list.
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Alternatives to PayPal

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe659 buyers →Adyen248 buyers →Checkout.com102 buyers →Worldpay71 buyers →Mollie56 buyers →Braintree51 buyers →Pix51 buyers →Authorize.net39 buyers →
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Ranked #3 of 476 in PSP — Embedded Finance Index 2026
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