“Can a niche multi-currency treasury platform for music, yachts and film extend into embedded lending and become the financial OS for internationally mobile creative businesses?”
Centtrip was founded in 2013 by veterans of UK corporate FX brokerages to serve internationally mobile, high-touch verticals — music tours, superyachts, film crews, private aviation — that need to move and spend money across many currencies at short notice. Its product wrap is a multi-currency e-money account plus a prepaid Mastercard, with FX rates intermediated via Currencycloud. The 2024+ RoyFi partnership signals a push beyond pure spend/FX into embedded financing (royalty advances), turning Centtrip from a treasury tool into a financial OS for the creative class.