ApideckTapeMonthly recap
← Embedded Finance Index 2026/News/February 2026
February 2026

Embedded finance in February 2026

295 developments from 279 companies: 9 acquisitions, 24 funding, 59 partnerships and integrations, 42 launches, 18 licences and regulators, 143 other developments.

The biggest deals

  1. 1
    Allica Bank

    Raised $155M Series D led by Ventura Capital, valuing Allica at ~$1.2B source

  2. 2
    Varo Bank

    Raised $123.9M Series G led by Warburg Pincus and new investor Coliseum Capital Management; added Alice Milligan (ex-Morgan Stanley CMO) and Kevin Watters (ex-JP Morgan) to the board. source

  3. 3
    TRM Labs

    Closed $70M Series C at $1B valuation led by Blockchain Capital. source

  4. 4
    Ascent Funding

    Ascent Funding closes $45.7M Series C financing round led by a global asset manager; reports 30% origination growth and 2,300+ institutional partnerships. source

  5. 5
    Stake

    Raised $31M Series B led by Emirates NBD, bringing total funding to $58M; announced expansion of cross-border capabilities in Saudi Arabia and the US. source

Acquisitions 9

Feb 1

Vestwell completed acquisition of Accrue 401k Inc. (separate entity), adding ~30,000 retirement plans and ~350,000 savers to Vestwell's platform.

prweb.com
Feb 1

Announced strategic deal to acquire Bank Zero, broadening consumer banking capabilities.

lesakatech.com
Feb 1

Acquired by Visma Software International.

maismei.com.br
Feb 1

Beast Industries acquires Step (teen banking app, 7M+ users, Stripe-backed)

step.com
Feb 1

Array acquired Chimney, adding embeddable financial calculators and home value tracking to its embedded fintech suite.

fintechfutures.com
Feb 1

Beast Industries (MrBeast) acquires Step

techcrunch.com
Feb 1

Acquired CCTVM (broker-dealer) from Banco Mercantil — discontinues equities home-broker service, retains regulated CCTVM license

mercadobitcoin.com.br
Feb 1

Lightyear Capital signed an agreement to acquire PayByPhone from Corpay (NYSE: CPAY), with PayByPhone to operate as a standalone independent business under new PE ownership.

nasdaq.com
Feb 1

Acquired Atto to bring open-banking-powered credit intelligence, income verification and affordability into the embedded insurance stack.

embeddedfinancereview.com

Funding 24

Feb 24

Secured $250M from Atlas to expand revenue-based financing for small businesses.

pymnts.com
Feb 1

Raised $155M Series D led by Ventura Capital, valuing Allica at ~$1.2B

allica.bank
Feb 1

Raised $68.5M equity to launch inaugural securitisation programme

fintechfutures.com
Feb 1

Raised $23M Series A led by Lightspeed with EQT Ventures, General Catalyst, and S16VC.

stacks.ai
Feb 1

Ascent Funding closes $45.7M Series C financing round led by a global asset manager; reports 30% origination growth and 2,300+ institutional partnerships.

ascentfunding.com
Feb 1

Alinea secured $22.5M in user acquisition financing from PvX Partners structured as a credit facility.

alinea-invest.com
Feb 1

Raised $31M Series B led by Emirates NBD, bringing total funding to $58M; announced expansion of cross-border capabilities in Saudi Arabia and the US.

fintechfutures.com
Feb 1

Upsized secured credit facility by $200 million to $960 million total committed capacity.

dailypay.com
Feb 1

Raised €175M Series E led by TCV and Blackstone Growth, valuing Pennylane at ~€3.6B; announced plans for AI co-pilot, financing, inventory management, and European expansion.

fintech.am
Feb 1

$2M venture round disclosed on LinkedIn financials.

linkedin.com
Feb 1

Closed $70M Series C at $1B valuation led by Blockchain Capital.

thomabravo.com
Feb 1

Secured $22.5M user acquisition financing from PvX Partners to scale marketing spend for its personalized wealth management platform.

fintechfutures.com
Feb 1

Announced $25M Series A led by Volition Capital; Sean Cantwell joins board.

kombo.dev
Feb 1

Raised INR 411 Cr (~$46.4M) for overseas expansion.

go-yubi.com
Feb 1

Raised $110B in one of the largest private funding rounds in history at a $730B pre-money valuation, led by Amazon ($50B), SoftBank ($30B), and Nvidia ($30B).

techcrunch.com
Feb 1

Whop announced a $200M strategic investment from Tether, described as a Series C, valuing the company above its prior $800M Series B valuation.

newsroom.whop.com
Feb 1

Raised ~£8m Series A round led by Eos Ventures and Development Bank of Wales, with participation from multiple returning and new investors.

news.sky.com
Feb 1

Announced $8.55M seed round led by NVP Capital with Harel Insurance, Vesey Ventures and Hippo founder Assaf Wand participating

advancehq.com
Feb 1

Raised $123.9M Series G led by Warburg Pincus and new investor Coliseum Capital Management; added Alice Milligan (ex-Morgan Stanley CMO) and Kevin Watters (ex-JP Morgan) to the board.

businesswire.com
Feb 1

Accel led $5.7M seed round; total funding reaches $7.5M.

techcrunch.com
Feb 1

Kavak announces $300M Series F led by Andreessen Horowitz (a16z Growth fund), its largest single-company investment in Latin America.

news-room.kavak.com
Feb 1

Closed €1.3M seed round led by Be Angels to fund European expansion.

talentguide.com
Feb 1

Raised $14.5M Series A led by Norwest

techcrunch.com
Feb 1

$100M Series B at $1.15B valuation led by Accel with GV, Khosla, Lloyd Blankfein participating

getbasis.ai

Partnerships and integrations 59

Feb 10

Partnership with Onafriq (Africa's largest payments network) for USDC on-ramp, stablecoin treasury and same-day payouts; African customers on the platform grew 80% between Q3 and Q4 2025.

businesswire.com
Feb 10

NetSuite 2026.1 opened NetSuite Pay merchant services to Canadian businesses, with card processing in Canadian dollars.

netsuite.com
Feb 5

Launched direct connectivity to Norway's real-time clearing infrastructure, NICS Real, via API — enabling instant NOK transfers 24/7/365 and combining it with local virtual bank account numbers (vBBANs). This made Moonrise the only provider offering a unified, API-first entry point to all three Nordic instant-payment rails (Denmark, Sweden, Norway) through a single integration.

moonrise.inc
Feb 4

Renewed its $150M debt facility with Goldman Sachs (originally established 2022) to scale payments products (corporate cards, bill pay, cross-border, Clara TravelPay) in Mexico, bringing total debt capacity to over $250M combined with IFC, Covalto, BBVA Spark and General Catalyst's Customer Value Fund (all secured 2025).

clara.com
Feb 1

Technology partnership with Wise first observed on Partnerbase.

partnerbase.com
Feb 1

Deposit Account Agreement updated (February 12, 2026), confirming continued partnership with Coastal Community Bank.

tillfinancial.com
Feb 1

TabaPay blog published a case study detailing Usio's partnership with TabaPay to expand debit rails, improve fraud visibility, and support lending and embedded finance use cases at scale.

blog.tabapay.com
Feb 1

Announced partnership with Beneco (FuturePlan by Ascensus) for prevailing wage fringe benefits

hammr.com
Feb 1

Published banking partners disclosure naming Banking Circle as vIBAN infrastructure provider for DE, DK, and LUxx 4080 IBANs.

help-business.vivid.money
Feb 1

Sumsub announced Travel Rule compliance integration natively embedded into the Fireblocks platform, supporting VASP-to-VASP automated data exchange.

sumsub.com
Feb 1

Adyen and Uber announce renewed and expanded global partnership; Adyen adds UAE, Hong Kong, Caribbean and other markets; Uber launches kiosks powered by Adyen terminals.

adyen.com
Feb 1

Zen Planner Payments product page updated promoting integrated billing and EMV device support

zenplanner.com
Feb 1

Synchrony/CareCredit named preferred patient financing partner across Denticon and Cloud 9 platforms

carecredit.com
Feb 1

Selected for PCI SSC Brazil Regional Engagement Board for 2026-2027 term

cloudwalk.io
Feb 1

QuickBooks partnered with YouLend to offer revenue-based financing to eligible UK businesses directly through the QuickBooks platform.

quickbooks.intuit.com
Feb 1

Vervent announced an $80 million forward flow funding partnership led by Mesirow Alternative Credit to expand its non-prime consumer credit card programs.

businesswire.com
Feb 1

Partnership with Salt Edge announced to embed Pay by Bank for entrepreneurs in Finland and Germany.

blog.saltedge.com
Feb 1

Wolt Capital reaches EUR 1 million in total financing to Hungarian merchant partners.

bbj.hu
Feb 1

MassPay partnered with TaxBandits to deliver enterprise-grade 1099/1042, W-8/W-9, and TIN matching tax compliance embedded in the payout platform.

businesswire.com
Feb 1

Launched ClassDojo Payments, embedded payments for schools powered by Pay Theory, enabling fee collection, fundraisers, and cash-to-digital payments at 60,000+ retail locations.

prnewswire.com
Feb 1

Intuit and Affirm signed multi-year partnership making Affirm the exclusive pay-over-time solution in QuickBooks Payments.

investors.affirm.com
Feb 1

Business loan help article updated confirming Froda partnership remains active with funds paid out within 24 hours.

intercom.help
Feb 1

Partnership announced with RecargaPay for embedded credit-life insurance in loan flows.

prudential.com.br
Feb 1

Foodhub partnered with Gigable to offer a commission-free delivery service for independent restaurants.

foodhub.co.uk
Feb 1

StyleSeat Business Loans help article updated, confirming ongoing Stripe Capital partnership with loans issued by Celtic Bank.

help.styleseat.com
Feb 1

Checkout.com publicly announced partnership; intelligent acceptance drove a 4.15% uplift in 2024 acceptance rates and Vinted increased volume routed through Checkout.com.

checkout.com
Feb 1

Starship Technologies and Just Eat announce ground-breaking partnership for robot delivery expansion across the UK.

starship.xyz
Feb 1

Ingo Payments announced a partnership with Elektra USA to power instant account funding for the Elektra Go app, enabling real-time remittances abroad.

businesswire.com
Feb 1

Coin Bureau published deep-dive on Tangem Pay, covering the self-custodial Visa card product architecture including Paera LLC as the payment account operator and Sumsub as KYC partner.

coinbureau.com
Feb 1

Launched Fiken accounting integration, enabling automatic daily voucher sending from Timma to Fiken for Norwegian salon operators.

help.timma.fi
Feb 1

Mesh announced strategic partnership with Adyen to accelerate scale of European and UK operations, integrating Adyen's financial technology for high-acceptance transactions and local currency card issuance.

prnewswire.com
Feb 1

Lula partnered with Payfast by Network to embed SME growth funding for e-commerce merchants

itnewsafrica.com
Feb 1

Partnered with Koxa to embed banking capabilities (payments, reconciliation, reporting) directly into ERP systems.

crowdfundinsider.com
Feb 1

Announced strategic partnership with Flagstone International to provide clients with multi-bank cash deposit and FX technology solutions.

ocorian.com
Feb 1

Launched a Capital Marketplace in the UK with YouLend as launch partner — £1,000-£2M funding, eligibility from 3 months trading history.

embeddedfinancereview.com
Feb 1

Launched Tracktile Partner Program for accounting/ERP/food-safety integrations

tracktile.io
Feb 1

US payment gateway integration with Adyen documented in help center

help.illumine.app
Feb 1

Launched Connector Hub inside Flow Builder surfacing 786+ healthcare integrations.

notablehealth.com
Feb 1

Cross River upsized its revolving credit facility with Upgrade from $150M to $250M, secured by personal credit line assets; partnership valuation cited at $7.3B.

businesswire.com
Feb 1

emerchantpay and Propel announced a strategic partnership to finance card payment terminals for merchants.

financialit.net
Feb 1

Launched Core Platform API enabling programmatic project creation and file upload integration with ERP systems

kreo.net
Feb 1

Merchant Rentals (PayPoint Group) partnered with FreedomPay to offer flexible POS terminal financing and leasing to merchants.

paypointbusiness.com
Feb 1

Medius (parent company) partnered with Adyen to offer corporate card cashback rewards integrated with Expensya, launching in EU and UK in Q1 2026.

fintechmagazine.com
Feb 1

Business Associate Agreement revised (Feb 26, 2026) covering HIPAA obligations for Open Dental Software, Inc. and BetterDiagnostics AI integration.

opendental.com
Feb 1

Partnership with Workato announced to add iPaaS and MCP-based ERP integration capabilities

corcentric.com
Feb 1

Happy Money deepened partnership with Edge Focus to expand access to responsible credit and unlock an additional capital channel.

prnewswire.com
Feb 1

Whitelabel API documentation updated to reflect latest integration options.

developers.upayments.com
Feb 1

Launch of Klipboard Money integrated payments solution

klipboard.com
Feb 1

LinkedIn post announcing that payments inside Acounta are powered by Stripe Connect.

linkedin.com
Feb 1

Partnered with NEOPAY (UAE digital payments/merchant solutions provider) to offer embedded POS and eCommerce merchant financing.

linkedin.com
Feb 1

Uses AI to match sponsor banks with fintech partners — OMB Bank matched with Backpack (university payments).

tearsheet.co
Feb 1

Freedom Debt Relief announced a partnership with April to provide free federal and state online tax filing to all active clients.

freedomdebtrelief.com
Feb 1

TON Foundation partnered with Banxa (OSL Group) to deliver regulated stablecoin payment infrastructure for SMEs across Asia-Pacific.

ton.org
Feb 1

RateGain's UNO Booking Engine integrated Stripe to strengthen cross-border direct booking payments for hotels globally.

rategain.com
Feb 1

Announced partnership with Sumsub to deliver reusable KYC and scalable compliance/verification engine for Noah-powered platforms.

sumsub.com
Feb 1

YAPEAL and Kamuno announce strategic partnership to introduce Embedded Lending for Swiss SMEs, offering credit lines up to CHF 250,000 fully digitally.

yapeal.ch
Feb 1

AXS expanded its Tickets for Good API integration to the UK, enabling AXS clients to allocate ticket inventory to verified community members including NHS workers and teachers.

solutions.axs.com
Feb 1

Trust Travel (TUI Belgium brand) announced partnership with Qover to embed travel protection into the booking journey.

qover.com
Feb 1

Mibanco selected Temenos SaaS (Temenos Core and Temenos Data Hub) to modernise its core banking systems, replacing legacy infrastructure under a cloud-based SaaS model.

cfotech.co.uk

Launches 42

Feb 18

CMI launched Fatourati Agrégateur, opening its multichannel bill-payment platform (connected to 32 banks and payment institutions) to fintechs and software editors.

cmi.co.ma
Feb 1

Tether made a $100M strategic equity investment valuing Anchorage Digital at $4.2B; company launched first employee tender offer.

fintechfutures.com
Feb 1

Adyen + Fresha Capital launch — $5.5M+ embedded SMB capital issued across US, UK, AU, CA, NL, FI, SE

adyen.com
Feb 1

Mbank launched enhanced Digital Wage Protection System (e-WPS/Ojoor) in collaboration with Ministry of Human Resources and Emiratisation, Al Etihad Payments, and the Central Bank of the UAE.

khaleejtimes.com
Feb 1

First privacy-wrapped tokenised funds (including BlackRock, Fidelity, Aberdeen, State Street) went live on Applied Blockchain's Silent Data via Archax.

archax.com
Feb 1

Launched Nexi Ready, a fully managed digital issuing solution for issuers of any size, targeting banks, corporates, and fintechs.

nexigroup.com
Feb 1

Launched Growth Studio and Compensation add-on with Mercer benchmarking

15five.com
Feb 1

Carta launched a 401(k) offering plugging Morgan Stanley's institutional consulting business and Vestwell's recordkeeping technology into Carta's cap table ecosystem.

investmentnews.com
Feb 1

Visa launches Visa & Main, a small business growth platform with a $100M working capital facility, business connect, and business essentials pillars.

investor.visa.com
Feb 1

OptemAi AI operations agent launched

thedigitalhotelier.com
Feb 1

Lazada launched RedMart Now, a 30-minute grocery delivery service in Singapore, expanding RedMart's delivery tiers.

retailtechinnovationhub.com
Feb 1

Launched Tap to Pay (Cora Tecnologia LTDA); terms published Feb 19, 2026.

cora.com.br
Feb 1

Announced relaunch of the Paceline Card with enhanced benefits ('Coming Soon').

paceline.fit
Feb 1

Mandatory 2FA rolled out to all clients

gorilladash.com
Feb 1

HypoVereinsbank (UniCredit Germany) and Banxware launched embedded lending inside Amazon Germany Seller Central, offering term loans and credit lines to ~47,000 German Amazon sellers.

embeddedfinancereview.com
Feb 1

Launched Dext Payments — supplier invoice, expense, and payroll payments inside Dext; £800k processed in three-month beta.

dext.com
Feb 1

Loan Against Mutual Funds launched on Groww Credit

groww.in
Feb 1

Orbit AI beta preview launched with multi-model routing (ChatGPT, Claude, Gemini)

turfhop.com
Feb 1

Voltage launched Voltage Credit, described as the first programmatic revolving line of credit built on Bitcoin/Lightning payment rails, denominated in USD or BTC.

voltage.cloud
Feb 1

Launched Max Private, a private banking and lending suite for RIAs and wealth management firms.

maxmyinterest.com
Feb 1

Launched first phase of mortgage transformation: 95% LTV for complex borrowers, 80% BTL LTV, and extended short-term lending criteria.

mortgagesoup.co.uk
Feb 1

Launched Fresha Capital with Adyen across US, UK, AU, CA, NL, FI, SE — $5.5M+ issued

adyen.com
Feb 1

Launched Individual Trader API Program allowing customers to trade programmatically via the Public API.

public.com
Feb 1

Listed USAT (Tether) and Ripple USD (RLUSD) stablecoins; launched tokenized fixed-income products (FTAPR-01, FTTEC-01).

foxbit.com.br
Feb 1

Paystack MFB launch publicly framed as a structural pivot from payments-only to full-stack banking.

enugumetro.ng
Feb 1

Launched instant online booking with e-signature and deposit collection

elromco.com
Feb 1

Launched mobile check deposit in Bushel Wallet, part of Bushel Business Account with The Bancorp Bank; 2.75% interest; up to $5M FDIC via sweep

bushelpowered.com
Feb 1

Launched RevPay embedded payments solution

revolutionehr.com
Feb 1

Adyen rolled out across 943 Starbucks stores in UK, Austria, and Switzerland with 2,375 terminals; deployment completed across 900 stores in 7 weeks.

adyen.com
Feb 1

ChatGPT / Gemini subscription cashback campaign launched (50% up to 250 TL/month) for Ayın Enparalısı cardholders through August 2026

enpara.com
Feb 1

Announced plans to launch World Swap, a forex and remittance platform with lower fees.

uk.marketscreener.com
Feb 1

Commercially launched payment services in Spain and Italy, following pilots started July 2025; now operates in nine European markets (UK, Croatia, Czechia, Hungary, Iceland, Italy, Portugal, Slovakia, Spain). Appointed Alberto Mateos (Italy) and Matteo Barbuti (Spain) as country leaders.

thepaypers.com
Feb 1

Launched Cash Line, a revolving line of credit with instant deposits, targeting consumers who need always-on access to $200+ in revolving credit without reapplication.

upstart.com
Feb 1

Free Gen AI / Agentic AI / AI Supertools masterclasses launched (Feb 2026).

newtonschool.co
Feb 1

Launched Cake GlobalX bank-led cross-border receivables service with Visa

prnewswire.com
Feb 1

GCEX launched GB Yield, a stablecoin-based yield product under its GlobalBlock brand for professional and institutional clients, operating within a MiCA-aligned framework.

financefeeds.com
Feb 1

Launched ThrivePay Installments — a credit-card-linked installment solution for high-value digital commerce, designed to offer BNPL-style flexibility without taking on consumer credit risk.

thrivecart.com
Feb 1

Introduced Pay-As-You-Go pricing on Mono Connect.

support.mono.co
Feb 1

Chase UK launches Chase Protect, a bundled travel/mobile/breakdown insurance product embedded in the Chase app at £12.50/month.

beinsure.com
Feb 1

Launched Ecobank Business App for SMEs on Google Play and Apple App Store.

businessday.ng
Feb 1

Fluz announced the launch of Fluz Platform, an embedded payment infrastructure for software companies, marketplaces, and financial services firms, citing $5B in processed payments.

businesswire.com
Feb 1

Launched Sinapse open-innovation program with Innoscience

conexao.segurosunimed.com.br

Licences and regulators 18

Feb 1

Launched Stablecoin Solutions for Banks, enabling licensed international banks to access federally regulated stablecoin issuance and USD cross-border settlement.

anchorage.com
Feb 1

Volt launches flagship cash management suite including Volt Accounts, Named Accounts, and Virtual IBANs for UK and EU merchants, leveraging its e-money licences.

volt.io
Feb 1

Deliveroo and Liberis launched 'Deliveroo Capital', offering pre-approved Merchant Cash Advances to UK restaurant partners directly within the Deliveroo Partner Hub.

deliveroo.co.uk
Feb 1

Conditional approval · Corporate Decision 1367 · 2026-02-20 — Foris DAX National Trust Bank, national trust bank, OCC. Trust subsidiary to do business as Crypto.com National Trust Bank. [charter]

occ.gov
Feb 1

Crypto.com received conditional OCC approval for national trust bank charter (Foris Dax National Trust Bank).

fintechfutures.com
Feb 1

Mintos announced it has initiated the process to pursue a banking licence from the European Central Bank (ECB), citing ~700,000 registered investors and €800M+ in assets under management.

eqs-news.com
Feb 1

Conditional approval · Corporate Decision 1365 · 2026-02-12 — Bridge National Trust Bank, national trust bank, OCC. Lets Stripe's stablecoin unit operate stablecoin products under federal oversight; Payoneer announced Bridge-powered stablecoins the same day. [charter]

occ.gov
Feb 1

OCC conditional approval for national trust bank charter

bridge.xyz
Feb 1

Veepee updated its regulatory information page in compliance with the EU Digital Services Act, declaring average monthly active recipients and publishing contact points for authorities.

aide.veepee.fr
Feb 1

IHC, Sirius and FAB receive CBUAE approval to launch DDSC dirham-backed stablecoin on ADI Chain.

ihcuae.com
Feb 1

Updated order routing contract (Contrato de ruteo de ordenes) published, covering current regulatory terms.

trii.co
Feb 1

AIO Pay reports $42M+ processed in trailing 12 months with 97% authorization rate across 450+ active users.

appliance.io
Feb 1

Google Wallet digital ID support expanded for US passport and driver's license at TSA checkpoints on Pixel devices.

store.google.com
Feb 1

Approved · Final national bank charter (OCC; reported by Banking Dive) · 2026-02-09 — Erebor Bank, National Association, national bank, OCC. First de novo national bank granted in four years — crypto-friendly bank for tech, AI, defence and manufacturing companies. FDIC deposit insurance approved 2025-12-16 (fdic.gov); full charter followed in February 2026. [charter]

bankingdive.com
Feb 1

Filed SCFI license application with Banco Central do Brasil to launch online bank in 2026

asia.nikkei.com
Feb 1

Fortnox Finans AB updated its special terms (Särskilda villkor), confirming continued operation as a licensed betalningsinstitut offering invoice purchasing (Fakturaköp) and payment services.

apps.fortnox.se
Feb 1

Dojo and Liberis launched Dojo Flex Funds, providing revenue-based working capital to 150,000+ UK merchants with 90% approval rates and day-one access to funding.

lelezard.com
Feb 1

Launched fully digital onboarding for instant home finance approval and card journeys.

adib.ae

Everything else 143

Feb 26

Announced a workforce reduction of over 40% alongside Q4 results, reorganising into smaller teams using AI to automate work while the business accelerates.

s29.q4cdn.com
Feb 24

Hired Bjorn Gooss (formerly Uber) as EU CEO to lead European expansion.

ffnews.com
Feb 24

Completed migration to Mars, a proprietary in-house core banking system, replacing third-party vendor dependency.

embeddedfinancereview.com
Feb 24

Teamed with Visa to help businesses meet EU mandatory e-invoicing requirements, combining invoicing infrastructure with Visa's payment network.

pymnts.com
Feb 12

FY2025 results: net revenue €2,364M (+18%, +21% constant currency) on €1,394B processed volume (+8%, +21% excluding one large customer); EBITDA €1,246M at a 53% margin; point-of-sale volume €311B (+34%). Guides 20–22% net-revenue growth for 2026 and an EBITDA margin above 55% by 2028. Shares fell ~15% on softer H2 volumes.

adyen.com
Feb 3

FY2025 results: total payment volume $1.79T (+7%), net revenues $33.2B (+4%), GAAP net income $5.23B (+26%), GAAP operating margin 18.3%; transaction margin dollars $15.5B; 439M active accounts (+1%) across ~200 markets; 25.4B payment transactions (−4%). Guides a mid-single-digit GAAP EPS decline for 2026.

sec.gov
Feb 1

Nexo filed its full MiCA application with the Bulgarian Financial Supervisory Commission for EU-wide CASP passporting.

banksforcrypto.com
Feb 1

Updated New Zealand Acquiring Payments Services Terms (version 2.0), confirming WPNZ as a payment facilitator with a third-party merchant acquirer.

wise.com
Feb 1

Updated Data Protection Policy published, affirming compliance with international data protection regulations.

ensibuuko.com
Feb 1

FY2025 results announced — record-high group revenue, Mobile segment profitable for full year

global.rakuten.com
Feb 1

Bank ABC migrated ila Bank to Temenos Core Banking on AWS, including Temenos Payments and Temenos Data Hub.

cfotech.co.uk
Feb 1

BCB decrees extrajudicial liquidation of Banco Pleno S/A and Pleno DTVM; agencies and digital channels closed

bancopleno.com.br
Feb 1

Sindicato dos Bancários reports 60% of workforce to be dismissed starting March 2 2026

spbancarios.com.br
Feb 1

Javelin Strategy published analysis of Chime's digital lending playbook covering SpotMe, MyPay, Chime Card, and Instant Loans as small-dollar cash-flow tools.

javelinstrategy.com
Feb 1

SOC 2 Type II certification completed; Trust Center published.

hellobooks.ai
Feb 1

Cvent Payments product spotlight — Apple Pay, Google Pay, all major card networks

release.cvent.com
Feb 1

Salesforce published updated Infrastructure and Sub-processors list covering Slack services under the Salesforce/Hyperforce umbrella.

slack.com
Feb 1

João Fukunaga (ex-Previ president) resigned from Vale's board; joined EloPar as director of government relations and ESG

cbinsights.com
Feb 1

Federal authorities charged two men with defrauding FanDuel of $3M using stolen identities, highlighting KYC/fraud vulnerabilities in the platform.

biometricupdate.com
Feb 1

Mynt warns public vs. unauthorized fraudulent sale of shares (pre-IPO signal)

mynt.xyz
Feb 1

CIMB Group signed MOU with Ant International on cross-border payments and digital treasury

klse.i3investor.com
Feb 1

Published updated Security Policy disclosing Vercel, Supabase, Stripe, and Plaid as core infrastructure vendors.

hostfi.ai
Feb 1

OwlTing submitted OwlPay Cash remittance app (powered by Visa Direct) to Apple App Store and Google Play for U.S.-outbound remittances to Mexico, India, Colombia, Peru, and Argentina.

pymnts.com
Feb 1

Updated DPA and Momentus Payments Platform In-House Processing SOW

infohub.gomomentus.com
Feb 1

Elite announces cloud-only 3E updates including Data Connect, embedded AI in Proforma, and upgrades to Elite Payments

elite.com
Feb 1

Rebrand to AI-driven Open Finance platform

belvo.com
Feb 1

KBC publishes updated Merchant Manual (effective 23 February 2026) covering in-shop payment services, PCI requirements, and PEPPOL channel for XML invoice presentation.

merchantservices.kbc.be
Feb 1

26.1 release advancing smarter operations, faster decisions, financial clarity

mcleodsoftware.com
Feb 1

Online Privacy Practices updated (effective February 5, 2026), noting the platforms are operated by Comerica Bank, a division of Fifth Third Bank, N.A.

web.usdirectexpress.com
Feb 1

SleekFlow achieves SOC 2 Type II certification.

sleekflow.io
Feb 1

Payment Links expanded to Singapore, Malaysia, and UK merchants.

sleekflow.io
Feb 1

Archblock LLC and six affiliated entities (including TrustToken Inc., TrueCoin LLC, and a Cayman Islands subsidiary) filed Chapter 11 petitions in the U.S. Bankruptcy Court for the District of Delaware.

elevenflo.com
Feb 1

Updated TrueUSD whitepaper published (version dated 2 February 2026), maintaining operational communications despite parent bankruptcy proceedings.

tusd.io
Feb 1

Premier Bankcard named 'the most innovative financial services company in America' and announced completion of a full tech transformation by mid-2026, including a new Fiserv processing core, new CRM, call center as a service, and marketing automation platform.

siouxfalls.business
Feb 1

Emirates expanded payment flexibility in Kenya through Cellulant's Tingg split-payment solution, combining mobile money, mobile banking, and local cards.

emirates.com
Feb 1

Payaza targeting ₦50bn from Series 1 & 2 Commercial Papers under ₦150bn programme.

businessday.ng
Feb 1

Published smart scheduling / AI workforce article.

fieldworkhq.com
Feb 1

Overdraft facility (up to €3,000 at 11% p.a.) added to the Kontist by Shine app.

intercom.help
Feb 1

Privacy Week 2026 reinforcing AI governance framework.

prudential.com.br
Feb 1

Privacy policy refreshed (Feb 2026); legal framework versioned to v4.0 platform terms, v5.0 profile terms, v3.0 DPA in March 2026.

heygrand.com
Feb 1

Splitwise updated its Privacy Statement, reaffirming scope across web, mobile, and online services.

splitwise.com
Feb 1

Funnel and BH Management process first rent payment inside ChatGPT via Nestio resident portal

funnelleasing.com
Feb 1

Station Fintech Montreal lists FinQub as an Accelerator/Incubator portfolio company (deal date Feb 25, 2026).

pitchbook.com
Feb 1

Mandy Gooch-Smith joins as Chief Performance Officer

roller.software
Feb 1

Published blog on building an AI agent that optimizes supplier payments

ntropy.com
Feb 1

Strategic alliance with QNB Egypt to bring bank installment plans to Paymob merchants

businesstec.news
Feb 1

Established a dedicated embedded finance unit to help non-financial brands integrate banking, payments and cards.

embeddedfinancereview.com
Feb 1

H1 FY26 results: gross profit +5%, EBITDA +19.8% to $39.5M, statutory NPBT +72.3%

company-announcements.afr.com
Feb 1

Visa Direct and UnionPay International announced agreement at Web Summit Qatar to enable cross-border remittances and B2C payouts to 95%+ of UnionPay debit cardholders in Chinese Mainland via MoneyExpress.

businesswire.com
Feb 1

Nordnet completed a rights issue to strengthen its capital base and support continued expansion in savings and investment services.

nordnetab.com
Feb 1

Featured in Fintech Scout profile highlighting 27-person team, AI-native architecture, and positioning as a future-of-money platform.

letfintechgrow.beehiiv.com
Feb 1

Parafin published thought leadership on embedded capital for platforms, indicating active market education push.

parafin.com
Feb 1

Waived payment fees for small merchants for the week of Lunar New Year (4th time doing so).

mk.co.kr
Feb 1

StyleSeat updated its checkout and payment processing help documentation, confirming Stripe as the underlying processor at 2.5%+$0.30 (card-present) and 2.6%+$0.30 (card-on-file) rates.

help.styleseat.com
Feb 1

CEO Lalit Keshre signals doubling-down on wealth management and lending to diversify revenue

economictimes.indiatimes.com
Feb 1

Fee calculation update including new Organizer Processing Fee for custom processors

help.showpass.com
Feb 1

Rebrand + AI Co-Host, Lodgify MCP, and Lodgify Capital announced on homepage

lodgify.com
Feb 1

Fiserv deployed ServiceNow AI to modernize banking operations, per IBS Intelligence reporting.

ibsintelligence.com
Feb 1

Oxbury Transition Facility Stage 2 Account General Terms and Conditions published (effective 9 February 2026), expanding the Transition Facility product.

oxbury.com
Feb 1

Reporting indicates Wasoko-MaxAB is purging founder DNA and betting on embedded finance over e-commerce

techmoonshot.com
Feb 1

Filed OCC application for PAYO Digital Bank, N.A., a US national trust bank for stablecoin-enabled global business infrastructure.

payoneer.com
Feb 1

Forbes investigation: TomoCredit continues to sell a ~$1,000/year credit-boosting subscription that rarely improves scores, and still advertises a Mastercard card discontinued in 2023

forbes.com
Feb 1

Targeting 2026 profitability post-audit

ayoconnect.com
Feb 1

Eddie Bauer LLC filed for Chapter 11 bankruptcy in the U.S. Bankruptcy Court for the District of New Jersey (Case No. 26-11422), entering a restructuring pact with secured lenders and initiating a wind-down of retail operations.

wbrc.com
Feb 1

Completed SOC 2 Type 2 examination via Prescient Assurance.

actionstep.com
Feb 1

Targeting ₦15bn from Series 1 CP under ₦50bn programme; 2025 profit rose to ₦9.68bn from ₦8.69bn.

businessday.ng
Feb 1

Bloomberg reported Hellman & Friedman in talks to buy BILL (a report; no deal announced, and management says it is focused on staying public and independent).

bloomberg.com
Feb 1

Issued $485 million of two-year revolving fixed rate asset-backed notes secured by unsecured and secured installment loans; Goldman Sachs served as sole structuring agent.

oportun.com
Feb 1

Engineering blog published on Events & Service Bus architecture migration from Azure Event Grid to a standardized service bus for cross-domain communication.

engineering.eldorado.gg
Feb 1

Airtel announced plans to invest ₹20,000 crore (~$2.2B) into its newly incorporated NBFC, Airtel Money, to build a high-scale digital lending and credit platform.

economictimes.indiatimes.com
Feb 1

Bharti Airtel filed a press release with BSE/NSE detailing 'Airtel plans major push to build a high-scale NBFC platform'.

bsmedia.business-standard.com
Feb 1

FinWise Bancorp announced a strategic program agreement with Albert Corporation to provide short-term personal loans (Albert Loans, $1,000–$5,000) to Albert's customers.

investors.finwisebancorp.com
Feb 1

Airbnb expands Reserve Now, Pay Later globally after 70%+ adoption rate in US pilot during Q4 2025.

techcrunch.com
Feb 1

Published developer blog content on embedded payments and embedded finance for ISVs, signaling strategic push into the ISV/platform market.

developer.north.com
Feb 1

Privacy Statement updated to v2.1 consolidating group-wide data processing

pinja.com
Feb 1

Published updated Privacy and Data Protection Policy confirming SOC 2 compliance and data processor model for 110+ financial institution clients.

bankingly.com
Feb 1

SOC 2 Type II certification achieved

docs.mixus.ai
Feb 1

Tiime published an updated sub-processors list (version 13 février 2026) disclosing AWS, Google Cloud, Amplitude, Intercom, Elastic, and Front as key vendors.

tiime.fr
Feb 1

Mutual of Omaha announced expansion of API offerings to streamline benefits administration with ADP, Employee Navigator, bSwift, PlanSource, and planned additions for Workday.

morningstar.com
Feb 1

Reported that ~85% of transactions occur via app and WhatsApp, with AI used to serve the 50+ demographic

imprensa.bancomercantil.com.br
Feb 1

Announced USD payment acceptance on Swwipe Payment Gateway

linkedin.com
Feb 1

Published infrastructure guide on embedded insurance payments in Canada, indicating insurance vertical expansion.

blog.vopay.com
Feb 1

Hyundai Capital America filed Form 8-K for Hyundai Auto Receivables Trust 2026-A ABS issuance with the SEC.

sec.gov
Feb 1

Published RCM best-practice content promoting card-on-file adoption, noting ~72% of athenaOne customers now use card-on-file agreements

athenahealth.com
Feb 1

Announces US$60M forward flow commitment from Mesirow to support Freshline (provided by Column N.A.) US product expansion.

newswire.ca
Feb 1

Caesars identifies suspicious activity in cloud-hosted platforms; subsequent review confirms breach of personal data (SSNs, driver's license numbers) for ~44,023 individuals.

claimdepot.com
Feb 1

Helcim updated its US fee disclosures, effective April 1, 2026, reaffirming interchange-plus pricing model.

legal.helcim.com
Feb 1

Subprocessors list last updated 6th February 2026.

profylecard.com
Feb 1

Bally's entered into a new $1.1 billion term loan credit facility (due 2031) with Ares Management, King Street Capital Management, and TPG Credit, and completed a $700 million sale-leaseback of Twin River Lincoln Casino Resort with GLP Capital.

businesswire.com
Feb 1

Completed PoC with Hana Financial Group replacing SWIFT cross-border remittance messages with GIWA-chain blockchain messages, using the BOJAGI zero-knowledge privacy protocol

dunamu.com
Feb 1

CEX.IO released 2025 Form 1099-DA for U.S. users, fulfilling IRS crypto tax reporting requirements.

support.cex.io
Feb 1

Achieved ISO 27001 certification and updated SOC 2 Type II report.

lensing.ai
Feb 1

Proparco (AFD Group) signed a NGN 9 billion (€5M) ARIZ portfolio guarantee with Wema Bank to support MSME lending in Nigeria.

proparco.fr
Feb 1

Inbank published unaudited full-year 2025 results: net profit €19.2 million (+57% YoY), originated volume €770 million (+10% YoY), ROE 12.3%.

globenewswire.com
Feb 1

Debenhams Group (boohoo group plc) responded to market speculation and announced a planned fundraise.

markets.ft.markitdigital.com
Feb 1

Trust Stamp provided a business update highlighting Q4 2025 financing round completion (market placements + warrant inducement) and non-binding LOIs for two M&A transactions targeting UK National Cybersecurity Center graduates.

nasdaq.com
Feb 1

Help Center articles updated confirming Fifth Third Bank account relationship and Visa-branded Tank Card product.

help.tankpayments.com
Feb 1

FarmFit Insights Hub published analysis of Lersha's phygital business model focusing on climate-smart bundled packages for women farmers.

farmfitinsightshub.org
Feb 1

Updated subprocessor list published as of February 26, 2026, reflecting current data infrastructure vendors.

get-carrot.com
Feb 1

CEO Carlos García Ottati announces ~120,000 transactions in 2025 (~40% YoY growth), with December 2025 being first globally profitable month.

news-room.kavak.com
Feb 1

Publishes NetSuite 2026 R1 AI Connector Framework analysis, positioning ChatFin against OpenAI/Bedrock/Vertex AI/Foundry inside NetSuite.

chatfin.ai
Feb 1

IBS 2026 milestone — nearing 10,000 construction companies on the platform.

jobtread.com
Feb 1

Featured in Adyen knowledge hub as embedded-finance case study alongside The Access Group and Epos Now

adyen.com
Feb 1

BofA Securities initiated coverage of Remitly Global at Buy with $18 price target.

marketscreener.com
Feb 1

Updated List of Lending Service Providers (LSPs) published on bankofbaroda.bank.in, including Legality, NeSL, Protean, Transunion, UIDAI, Billdesk, and Evoke among others.

bankofbaroda.bank.in
Feb 1

Updated Visa airport lounge eligibility requirements for Platinum cardholders — now requires SAR 375 international spend within 90 days.

nayifat.com
Feb 1

Published DPDP Act 2025 readiness guide highlighting India's data protection regime

open.money
Feb 1

Migrated payments to Rainforest Pay with faster payouts and lower processing fees.

help.handoff.ai
Feb 1

Beast Industries closes $200M equity investment from BitMine Immersion Technologies

kucoin.com
Feb 1

Blog covers Agentic Commerce Protocol: payments on ChatGPT flow directly to merchant's own Stripe/Adyen accounts.

channelengine.com
Feb 1

Canton Network powers first-ever private stablecoin payroll for a multinational enterprise, in collaboration with Toku and Cantor8.

canton.network
Feb 1

Privacy Policy revised (last revision 24 February 2026), confirming ongoing operations in Spain, Italy and Portugal.

about.wallapop.com
Feb 1

Sponsors Power Connection 2026, reinforces solar financing product

omni.com.br
Feb 1

Feeld published updated Transparency Report covering H1 2024 trust and safety practices per DSA requirements.

feeld.co
Feb 1

Reclame Aqui reputation reported as 'Boa' with 7.1 average rating, 99.5% response rate.

blog.acerto.com.br
Feb 1

Adyen Issuing rollout for virtual-card supplier payouts — accelerated payouts by up to 3 days, reduced reconciliation 5%.

adyen.com
Feb 1

VCN (Virtual Card Number) Payments go live on Remita

blog.remita.net
Feb 1

Secondary transaction (private) completed per PitchBook profile.

pitchbook.com
Feb 1

FinTelegram published compliance alert identifying MEXC's Euro-Asian shadow payment rail using French EMI HEURO SAS and Romanian Finetix Limited for SEPA fiat-to-crypto flows.

fintelegram.com
Feb 1

ZYNLO published blog posts on Early Payday and digital banking product features, signaling continued consumer product marketing.

zynlobank.com
Feb 1

Published 25+ year retrospective on the evolution of Belgian accounting software and Admisol's role as a pioneer.

admisol.be
Feb 1
Feb 1

Filed Form 10-K for fiscal year ended December 31, 2025 with the SEC.

ir.paymentus.com
Feb 1

LPL Financial and Simplicity Group announced a strategic relationship making Simplicity LPL's preferred Brokerage General Agency for insurance products effective May 1, 2026.

morningstar.com
Feb 1

KKP released audited full-year 2025 financial statements and announced dividend payment schedule for 2026 AGM.

ir.kkpfg.com
Feb 1

Published 'Wie KI unsere Beratung besser macht' outlining how AI augments consultant workflows while protecting employee data

dearemployee.de
Feb 1

MUFG provided SGD 550M bilateral financing facility to redeem subordinated notes — one of Singapore's largest insurance sector transactions.

singlife.com
Feb 1

Updated subprocessor list and legal terms across Taktile GmbH, LLC, Ltd, and new Romanian entity Taktile SRL, expanding EU delivery footprint.

taktile.com
Feb 1

Published updated Data Processing Addendum v2.3 effective 7 February 2026.

brightsg.com
Feb 1

Extended AED 200M Shariah-compliant working capital facility to EasyLease.

emiratesislamic.ae
Feb 1

Sub-custodian listings updated as governing document, reflecting ongoing global market coverage across CBL, CEU, and LuxCSD.

clearstream.com
Feb 1

Q4-2025 results released; adjusted IFRS interest accrual methodology and reconciled prior periods.

news.cision.com
Feb 1

SEC Form ADV Part 2A updated, confirming Vested Finance Inc. continues as a registered investment adviser with CRD #299272.

files.adviserinfo.sec.gov
Feb 1

Updated Customer Business Associate Agreement (HIPAA)

hint.com
Feb 1

Alaska Airlines became first carrier to fully integrate inbound and outbound cargo payments via PayCargo and IBS Software iCargo.

paycargo.com
Feb 1

Cash4Life game retirement announced; sales ended February 21, 2026.

palottery.pa.gov
Feb 1

Worldpay for Platforms published a case study confirming Caterease migrated to PayFac-as-a-Service achieving 2-3x payments revenue growth and 30x revenue from the same customers.

platforms.worldpay.com
Feb 1

Caterease announced Working Capital funding product for catering businesses, offering revenue-history-based advances with no lengthy paperwork or credit checks.

caterease.com
Feb 1

Italian Garante fined Intesa Sanpaolo €17.6 million for unlawful profiling and transfer of 2.4 million clients to Isybank without valid consent.

gpdp.it
Feb 1

Meta begins notifying larger advertisers to transition from credit card billing to monthly invoicing/direct debit by April 1, 2026, extending advertiser credit lines.

clear.co
Feb 1

Master Services Agreement updated to reflect Abeo Solutions, LLC (Texas LLC) as the operating entity for Crystal Practice Management.

crystalpm.com
Feb 1

Added Mintlify as subprocessor (docs hosting + AI chatbot).

argyle.com
Feb 1

Announced 'Gêmeos Digitais' AI project with WorkAI, Faculdade Unimed, Unimed-BH and Unimed Campinas

conexao.segurosunimed.com.br

Where this comes from

Each item is a dated development on the dossier of a company the Index tracks, linked to its announcement where the dossier recorded one. It is not every embedded finance announcement of the month. Deals between two tracked companies are listed once. Kinds are assigned from each announcement’s wording, and deals are ranked by the amount raised or paid, where disclosed.

Analysis
All companies A–ZThe network isn't the only rail anymoreMoney-movement railsBank charter applicationsHow banks sell embedded financeEarly-stage companies to watchConsortiums & alliancesMonthly recap
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By theApideck research team— the unified API platform behind this news archive.