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Argyle

Provider
Unified Payroll/HRIS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 1 category.

argyle.com ↗Also analysed as a company — its own stack →
CategoriesUnified Payroll/HRIS
Rank#3 of 23 in Unified Payroll/HRIS
Buyers8 companies
HeadquartersNew York, NY, United States
Raised$100M+

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Founders & story · from Argyle’s own dossier

Argyle began as a payroll connectivity API — the 'Plaid for payroll' — providing direct-source income and employment data for lenders, background checks, and tenant screeners. In 2025 it expanded beyond payroll data into asset verification by reselling Finicity's open banking platform, positioning itself as a consolidated verification waterfall (VOI/VOE/VOA/VOAI) for mortgage and consumer lenders — competing directly with The Work Number and Plaid.

Latest round: Series C, $30M, March 2024
Recent developments
  • 2024-03Closed $30M Series C led by Rockefeller Asset Management's Fintech Innovation Fund. source ↗
  • 2025-06Launched direct-source banking connections via Finicity, expanding into VOA/VOAI alongside existing payroll VOI/VOE. source ↗
  • 2026-02Added Mintlify as subprocessor (docs hosting + AI chatbot). source ↗
Full dossier: Argyle’s own stack, layer by layer →
Who uses Argyle
8 companies disclose Argyle in their stack
Absolute Home MortgageSnapptHighlineNfm LendingMutual Of OmahaOscilarAmerican Pacific MortgageRegional Finance
Buyer mix · 8 of 8 classified
Fintech / Lending · 4Fintech / Insurtech · 1Infrastructure / Risk Decisioning · 1Vertical SaaS / Mortgage · 1Vertical SaaS / Real Estate · 1
US · 8
What the disclosures say
Snappt
“Argyle publicly lists Snappt as a customer at https://argyle.com/customers/mutual-of-omaha/ — note the URL references 'mutual-of-omaha' but the known_customer_listings evidence states it lists Snappt.”
View source · argyle.com ↗
Highline
“Argyle (payroll data aggregator) is a partner per IBS Intelligence article — Argyle provides payroll data connectivity used by Highline's infrastructure.”
Nfm Lending
“Argyle (income/employment data aggregation) is confirmed via Argyle's own customer listing.”
Mutual Of Omaha
“Argyle publicly lists Mutual of Omaha as a customer on argyle.com/customers/mutual-of-omaha/ — TIER 1 known_customer_listing.”
Oscilar
“Its marketplace integrates KYC/KYB data providers (Plaid, Mastercard Finicity, MX, Codat, Rutter, Argyle, Spring Labs) that customers can orchestrate — those are customer-facing integrations, not Oscilar's own KYC stack.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Argyle? Claim this profile above to unlock your own full list.
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What Argyle runs on · from its own dossier
The third-party providers Argyle itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Argyle.
Open Banking
Mastercard Open Banking
Full dossier with evidence for each layer →
Alternatives to Argyle

Other Unified Payroll/HRIS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Finch48 buyers →Apideck9 buyers →Atomic7 buyers →Remote7 buyers →Merge6 buyers →Pinwheel5 buyers →ADP4 buyers →Array4 buyers →
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Ranked #3 of 23 in Unified Payroll/HRIS — Embedded Finance Index 2026
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Argyle — frequently asked

Which companies use Argyle?

8 companies disclose Argyle in their stack in the Embedded Finance Index 2026, including Absolute Home Mortgage, Snappt, Highline, Nfm Lending, Mutual Of Omaha, Oscilar, American Pacific Mortgage and Regional Finance.

What does Argyle do?

Argyle is an embedded-finance provider in Unified Payroll/HRIS. It ranks #3 of 23 Unified Payroll/HRIS providers by disclosed buyers.

What are the alternatives to Argyle?

The most-disclosed Unified Payroll/HRIS alternatives to Argyle are Finch (48 buyers), Apideck (9 buyers), Atomic (7 buyers), Remote (7 buyers), Merge (6 buyers) and Pinwheel (5 buyers).

Where is Argyle headquartered?

Argyle is headquartered in New York, NY, United States.

How much funding has Argyle raised?

Argyle has raised $100M+ in total.

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