← Embedded Finance Index 2026/Vendor

Visa

Provider
LendingCard NetworkCard IssuingSpend / APEWAFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 342 companies across 6 categories.

visa.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesLending, Card Network, Card Issuing, Spend / AP, EWA, FX / Payouts
Rank#1 of 15 in Card Network
Buyers342 companies
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The Visa family
478 companies use the Visa family
Unique buyers across 4 brands Visa owns, deduped (a company using more than one is counted once). The per-brand rows below don’t add up to this total for that reason.
VisaPARENT342
Currencycloud79
acquired 2021
Tink39
acquired 2022
Visa Direct35
native product
Who uses Visa
342 companies disclose Visa in their stack
Booking HoldingsGo2bankPoolNational Bank of CanadaAffirms BnplCrediMaxRextiePagBankEthenaeDreams ODIGEOUnion Bank of Nigeria (Formerly Titan Trust Bank)Youse Seguros+330 more
Buyer mix · 342 of 342 classified
Bank / National · 41Infrastructure / Payments · 40Fintech / Neobank · 32Fintech / SMB banking · 29Bank / Community · 20Fintech / Consumer banking · 20Fintech / Cross-border payments · 15Infrastructure / Card issuing · 13
US · 113LATAM · 49Africa · 46EU · 39MENA · 29APAC · 24
What the disclosures say
Booking Holdings
“Agoda-Visa 2022 press release confirms installments partnership.”
Go2bank
“GO2bank Deposit Account Agreement explicitly states: 'GO2bankTM cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc.' (greendot.com DAA PDF and go2bank.com/agreements).”
Pool
“Pool collects funds and processes transfers via ACH, RTP, and Visa Direct rails per Fee Schedule; no third-party PSP disclosed.”
National Bank of Canada
“Card networks Mastercard and Visa referenced across credit card and payment pages on nbc.ca.”
Affirms Bnpl
“Affirm privacy notice: 'Affirm Money Account is held with Cross River Bank' and 'Affirm Card is a Visa debit card issued by Evolve Bank & Trust or Stride Bank, N.A.' American Banker (April 2025) confirms Stride Bank added as second card issuer.”
CrediMax
“https://credimax.com.bh/ ; https://www.credimax.com.bh/index.php/en/e_payment_gateway ; https://credimax.com.bh/wp-content/uploads/2026/06/3585-CrediMax-Individual-Card-Terms-Conditions-Final-8.6.2026.pdf — conversion rates set by Visa/Mastercard/JCB/UnionPay”
View source · credimax.com.bh ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Visa? Claim this profile above to unlock your own full list.
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Alternatives to Visa

Other Card Network providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Mastercard310 buyers →Discover106 buyers →American Express66 buyers →Verve24 buyers →UnionPay12 buyers →Elo4 buyers →JCB4 buyers →RuPay3 buyers →
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Ranked #1 of 15 in Card Network — Embedded Finance Index 2026
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