ApideckTape
← Embedded Finance Index 2026/Vendor

DailyPay

Provider
EWAPayroll

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 2 categories.

dailypay.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesEWA, Payroll
Rank#2 of 11 in EWA
Buyers9 companies
HeadquartersNew York, NY (55 Water Street, NY 10041)
Founded2015

Claim this profile. Work at DailyPay? Verify your work email to unlock the full buyer list.

Founders & story · from DailyPay’s own dossier

Founded as a pure earned wage access provider, DailyPay has evolved from a simple payroll-advance benefit into a broader worker financial wellness platform. It launched a branded debit card (DailyPay Card, backed by The Bancorp), added international remittance capabilities via Brightwell/Visa Direct, and expanded into the UK through a partnership model with Level Financial Technology. On the capital markets side, DailyPay created a new ABS asset class backed by its EWA receivables and now carries over $1B in debt financing capacity, signaling a shift toward infrastructure-scale operations.

Recent developments
  • 2024-10Launched International Remittances feature powered by ReadyRemit by Brightwell and Visa Direct. source ↗
  • 2025-06Completed inaugural $200 million asset-backed securitization of On-Demand Pay receivables. source ↗
  • 2026-01Closed $195 million senior secured revolving credit facility; JPMorgan Chase Bank, N.A. as administrative agent. source ↗
  • 2026-02Upsized secured credit facility by $200 million to $960 million total committed capacity. source ↗
Full dossier: DailyPay’s own stack, layer by layer →
Who uses DailyPay
9 companies disclose DailyPay in their stack
WorkWaveHHAeXchangeIsolvedTEAM SoftwareWurkExtendpxWestgate ResortsSbarroHoneygrow
Buyer mix · 9 of 9 classified
Vertical SaaS / Restaurants · 2Horizontal SaaS / HR & Payroll · 1Hospitality / Timeshare & Resorts · 1Infrastructure / Payroll · 1Vertical SaaS / Cannabis HR & Payroll · 1Vertical SaaS / Cleaning & Security (ERP) · 1Vertical SaaS / Field Service · 1Vertical SaaS / Healthcare · 1
US · 8UK · 1
What the disclosures say
WorkWave
“Newsroom: 'TEAM Software by WorkWave Continues To Deliver Earned Wage Access To Its Clients Through The DailyPay Built-In Partnership'.”
HHAeXchange
“Partner Connect lists 'Quick Pay' as a category but only DailyPay (EWA) is named as a specific partner.”
Isolved
“isolved Marketplace page (marketplace.isolvedhcm.com/apps/isolved-on-demand-pay) confirms EWA offered through a network of partners; IBS Intelligence (ibsintelligence.com) lists DailyPay as a partner for on-demand pay with isolved. isolved itself operates its own payroll engine as the core HCM product.”
TEAM Software
“teamsoftware.com/fintech: 'Earned Wage Access, powered by DailyPay — Provide instant earned wage access as a standard WinTeam feature'. teamsoftware.com/winteam/concourse: 'ADP Payroll Tax Integration — Handle payroll through WinTeam while outsourcing tax filing'. teamsoftware.com/legal lists an 'Earned Wage Access Ser…”
Wurk
“DailyPay is publicly listed as a partner of Würk for on-demand pay (ibsintelligence.com/ibsi-news/dailypay-partners-with-wurk-to-offer-on-demand-pay/, ffnews.com/newsarticle/paytech/dailypay-wurk-partnership-on-demand-pay/).”
Extendpx
“IBSIntelligence (ibsintelligence.com): 'DailyPay launches ExtendPX, a game-changing product for HCM and payroll service providers' (March 02, 2021).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent DailyPay? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where DailyPay’s disclosed buyers are headquartered. Represent DailyPay? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What DailyPay runs on · from its own dossier
The third-party providers DailyPay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose DailyPay.
Sponsor Bank
The Bancorp Bank
BaaS
The Bancorp Bank
Card Issuing
The Bancorp Bank
FX / Payouts
BrightwellVisa Direct
Full dossier with evidence for each layer →
Alternatives to DailyPay

Other EWA providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Clair10 buyers →Stripe8 buyers →Branch7 buyers →ZayZoon7 buyers →Tapcheck3 buyers →Gusto Embedded2 buyers →Payfare2 buyers →Astra1 buyer →
Share this rank

An embeddable badge for DailyPay’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #2 of 11 in EWA — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/dailypay?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/dailypay.svg"
       alt="Ranked #2 of 11 in EWA — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/dailypay/install" width="1" height="1" alt="" style="display:none">

DailyPay — frequently asked

Which companies use DailyPay?

9 companies are linked to DailyPay in the Embedded Finance Index 2026, through their own public disclosures or DailyPay's published customer list, including WorkWave, HHAeXchange, Isolved, TEAM Software, Wurk, Extendpx, Westgate Resorts, Sbarro and Honeygrow.

What does DailyPay do?

DailyPay is an embedded-finance provider in EWA and Payroll. It ranks #2 of 11 EWA providers by linked companies.

What are the alternatives to DailyPay?

The most-named EWA alternatives to DailyPay are Clair (10 buyers), Stripe (8 buyers), Branch (7 buyers), ZayZoon (7 buyers), Tapcheck (3 buyers) and Gusto Embedded (2 buyers).

Where is DailyPay headquartered?

DailyPay is founded in 2015 and headquartered in New York, NY (55 Water Street, NY 10041).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against DailyPay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to DailyPay and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.