“Can a single platform become the financial OS for Latin America's mid-market by owning corporate cards, AP, financing, and cross-border payments across Mexico, Brazil, and Colombia?”
Founded 2020 in Mexico City as a LatAm answer to Brex/Ramp — corporate credit cards plus spend management for the region's underserved SMB and mid-market segments. Built local card-issuing and payment-institution infrastructure rather than depending on US BaaS rails, registering as a Brazilian payment institution (Clara Instituição de Pagamento Ltda.) and Colombian entity (CF Tech Colombia). Has progressively layered on accounts payable financing, international payments to 40+ countries, and developer APIs to evolve from a card product into the spend operating system for LatAm finance teams.