VFD Group Plc
“Can a Nigerian proprietary investment holding build Africa's most diverse financial ecosystem by stitching together its own MFB, mortgage bank, leasing arm, BaaS tech unit, and UK-licensed remittance rails?”
VFD Group started as an industry-agnostic proprietary investment company in Lagos in 2009 and has evolved into a diversified holding with 40+ portfolio businesses spanning banking (VFD Microfinance Bank), mortgage (Abbey Mortgage Bank), leasing (ATIAT), technology/BaaS (VFD Tech), and cross-border payments (Cashpot / Afripay). The embedded-finance angle sits inside VFD Tech, which explicitly markets a Banking-as-a-Service product to fintech and non-fintech businesses, and inside Cashpot which holds a UK FCA authorization to power the Afripay UK↔Nigeria remittance corridor.