“Can a dental PMS vendor become the financial and operational OS for DSOs by embedding payments, financing, and an open API marketplace?”
Planet DDS is a cloud-based dental practice management software vendor (Denticon, Cloud 9 ortho, Apteryx imaging) serving DSOs and group practices. Over 2023-2025 it moved decisively into embedded finance — first with Denticon Pay (2023), then a Stripe-powered rebrand to Planet DDS Pay (2025), and an expanded CareCredit financing partnership (2026). The DentalOS platform and Open API strategy position Planet DDS as the financial and operational OS for multi-location dental groups.
Planet DDS processes payments through Stripe Connect, Planet DDS Pay (self-branded, powered by Stripe) and Denticon Pay (legacy, self-branded).
Planet DDS integrates with Jarvis Analytics, Dental XChange (RCM/insurance claims) and 835 ERA electronic remittance advice (in Denticon Practice Analytics).
The Embedded Finance Index 2026 maps 3 layers in Planet DDS's stack: Payments / PSP (Stripe Connect, Planet DDS Pay (self-branded, powered by Stripe) and Denticon Pay (legacy, self-branded)); Lending (CareCredit patient financing integrated into Denticon and Cloud 9 and CareCredit Quickscreen pre-approval); Accounting (Jarvis Analytics, Dental XChange (RCM/insurance claims) and 835 ERA electronic remittance advice (in Denticon Practice Analytics)).
Planet DDS is headquartered in Irvine, CA.
Get a read on where your own stack stands against Planet DDS and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.