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← Embedded Finance Index 2026

Stake

“Can a fractional real estate investment platform build the cross-border payment and compliance infrastructure needed to make property investment as accessible as stock trading for retail investors globally?”

Founded2016
HQSydney, Australia (AU/NZ platform); Dubai, UAE (MENA real estate platform)
FoundersMatthew Leibowitz, Dan Silver
Total raised$58M
Latest roundSeries B, 2026
IndustryFintech / Investment
The story

Stake launched in 2016 as an Australian retail brokerage giving everyday investors access to US equities via DriveWealth clearing. The company then built a parallel MENA-focused brand — also called Stake — offering fractional real estate investment in Dubai starting in 2020, regulated separately by the DFSA and Saudi CMA. By 2024–2026, the MENA real estate platform raised $45M+ and expanded into Saudi Arabia, Abu Dhabi, and the US, evolving from a single-market proptech into a cross-border fractional real estate platform with embedded payments infrastructure (Checkout.com Pay to Card) to handle multi-currency investor payouts.

Last 12 months
2025-06
2025-10
2026-02
Product timeline
2016
Founded in Sydney, Australia by Matthew Leibowitz and Dan Silver to give retail investors access to US equities.· pivot
2017
Platform publicly launched as Stakeshop Pty Ltd, offering Australian investors access to US-listed equities.· banking
2020
Stake MENA real estate platform established in Dubai, offering fractional property investment.· pivot
2024
Raised $14M Series A led by MEVP to expand fractional real estate platform into Saudi Arabia and Abu Dhabi.· acquisition
2025
Expanded real estate investment platform to the US market (October 2025), reaching over 2 million users across 181 countries.· pivot
2025
Launched Pay to Card withdrawal feature powered by Checkout.com, enabling dividend payouts in minutes.· banking
2026
Raised $31M Series B led by Emirates NBD to fuel expansion and cross-border capabilities in Saudi Arabia and the US.· acquisition
Regulated entities
3
regulatory licences held by Stake
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Stake’s embedded-finance stack
Payments / PSP
Checkout.com
Banking / BaaS
in the full report
KYC
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Stake — frequently asked

What bank does Stake use?

Stake discloses DriveWealth as its banking provider, according to the Embedded Finance Index 2026.

Is Stake a bank?

Stake does not disclose a bank charter of its own; its banking services are provided through DriveWealth.

Who is Stake's payment processor?

Stake processes payments through Checkout.com.

Which KYC provider does Stake use?

Stake uses Veriff for KYC and identity verification.

What is Stake's embedded finance stack?

The Embedded Finance Index 2026 maps 3 layers in Stake's stack: Payments / PSP (Checkout.com); Banking / BaaS (DriveWealth); KYC (Veriff).

Who founded Stake?

Stake was founded by Matthew Leibowitz and Dan Silver and is founded in 2016, headquartered in Sydney, Australia (AU/NZ platform); Dubai, UAE (MENA real estate platform).

How much funding has Stake raised?

Stake has raised $58M in total (latest round: Series B, 2026).

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