Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 3 categories.
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Remita began as a product of SystemSpecs, a Nigerian enterprise software company founded in 1991 that originally resold accounting software. Remita itself launched in 2003 as an electronic payment platform, and its defining moment came in 2012 when the Nigerian federal government adopted it as the gateway for the Treasury Single Account (TSA) — cementing Remita as core national payments infrastructure. Today it operates as a full-stack Nigerian payments platform (collections, disbursements, interbank transfers via RITS, bill pay, VCN card payments, agent banking) and has expanded into embedded API infrastructure, positioning itself as the 'invisible engine' beneath government, corporate, and fintech systems in Nigeria.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #342 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/remita/install" width="1" height="1" alt="" style="display:none">3 companies disclose Remita in their stack in the Embedded Finance Index 2026, including CREDIT DIRECT LIMITED, VeendHQ (Techstars '23) and SystemSpecs Group.
Remita is an embedded-finance provider in PSP, Payroll and Unified Payroll/HRIS. It ranks #342 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Remita are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Remita was founded by John Obaro (SystemSpecs founder) and is founded in 2003, headquartered in Lagos, Nigeria.
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