← Embedded Finance Index · Category
⊙ BANK

Sponsor Banks

The chartered institutions that hold the regulatory charter behind a non-bank fintech's accounts and card programs. Distinct from a BaaS provider (the API/platform layer in front of the charter), so this ranking differs from the BaaS leaderboard even where the same names appear — Cross River, Celtic, Thread, Bancorp, Evolve, Sutton. The most-disclosed layer in the dataset, because naming the sponsor bank is a regulatory requirement.

111
Unique providers
1137
Buyer disclosures
6946
Companies analyzed
Full ranking

Every sponsor bank provider in the dataset

2
63 · 1%
3
51 · 1%
4
45 · 1%
5
35 · 1%
9
24 · 0%
12
19 · 0%
14
16 · 0%
15
15 · 0%
16
14 · 0%
18
12 · 0%
+ 101 more sponsor bank providers
The full sponsor banks ranking is in the report
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Regional breakdown

Sponsor Banks leaders by region

US
3120 companies
1Evolve Bank & Trust
62
2Sutton Bank
50
3Pathward
41
4Cross River
40
5Celtic Bank
28
EU
1301 companies
1Solarisbank
6
2Aion Bank
4
3Community Federal Savings Bank
2
4WebBank
2
5Celtic Bank
2
UK
849 companies
1Griffin
4
2ClearBank
3
3Transact Payments
3
4Evolve Bank & Trust
2
5MVB Bank
2
APAC
711 companies
1Yes Bank
6
2Federal Bank
4
3RBL Bank
4
4KASIKORNBANK
2
5Column
2
LATAM
616 companies
1Banco Cooperativo Sicoob
4
2QI Sociedade de Crédito Direto
4
3Banco BTG Pactual
2
4Davivienda
2
5SOCINAL
2
Other
502 companies
1Evolve Bank & Trust
10
2Cross River
6
3Sutton Bank
6
4Celtic Bank
4
5Blue Ridge Bank
3
Africa
491 companies
1VFD Microfinance Bank
3
2Providus Bank
2
3GTBank
1
4Arab African International Bank
1
5ABK-Egypt
1
MENA
282 companies
1Commercial Bank International
2
2Arab Banking Corporation
1
3Lincoln Savings Bank
1
4Riyad Bank
1
5STC Bank
1
Canada
252 companies
1Peoples Trust Company
4
2Evolve Bank & Trust
3
3Community Federal Savings Bank
3
4Celtic Bank
2
5Column
2
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By theApideck research team— the unified API platform behind this leaderboard.