Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.
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Founded 2022 in Berlin as a European-focused unified API for HR, payroll, ATS, and LMS integrations — competing with US-based Merge and Finch by going deeper on the future-of-work vertical. Expanded into the US via a Delaware LLC and NYC office. In 2026 raised a $25M Series A from Volition Capital and pushed into AI-native workflows (AI Apply, browser-agent integrations), positioning interoperability as the defining problem of the AI-era workforce stack.
Other Unified Payroll/HRIS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #11 of 23 in Unified Payroll/HRIS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/kombo/install" width="1" height="1" alt="" style="display:none">3 companies are linked to Kombo in the Embedded Finance Index 2026, through their own public disclosures or Kombo's published customer list, including TGV, Learn Amp and Apideck.
Kombo is an embedded-finance provider in Payroll and Unified Payroll/HRIS. It ranks #11 of 23 Unified Payroll/HRIS providers by linked companies.
The most-named Unified Payroll/HRIS alternatives to Kombo are Finch (48 buyers), Apideck (9 buyers), Argyle (8 buyers), Atomic (7 buyers), Remote (7 buyers) and Merge (6 buyers).
Kombo was founded by Alexander Kübel and is founded in 2022, headquartered in Berlin, Germany (with New York office).
Kombo has raised $30M in total.
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