← Embedded Finance Index 2026/Vendor

JPMorgan

Provider
PSPCard IssuingFX / PayoutsBaaSSponsor BankTreasury ManagementLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 17 companies across 7 categories.

jpmorgan.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Card Issuing, FX / Payouts, BaaS, Sponsor Bank, Treasury Management, Lending
Rank#28 of 165 in FX / Payouts
Buyers17 companies
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Who uses JPMorgan
17 companies disclose JPMorgan in their stack
ConfermaAgodaRampNikePapayaMasterworksStorfundBayzatMemo bank logo 2StarbucksRivianPapaya Global+5 more
Buyer mix · 17 of 17 classified
Fintech / Lending · 2Horizontal SaaS / HR & Payroll · 2Bank / Community · 1Bank / National · 1E-commerce / Retail · 1F&B / Global QSR · 1Fintech / Investment · 1Fintech / Neobank · 1
US · 9EU · 3UK · 2APAC · 1MENA · 1LATAM · 1
What the disclosures say
Agoda
“JPMorgan case study PDF describes Agoda's in-house self-issue virtual card facility for B2B hotel partner settlement, licensed by a global card network provider, with JPMorgan as settlement/treasury partner.”
Ramp
“ramp.com/compliance names Stripe Payments UK Ltd (FCA #900461) and Stripe Technology Europe Ltd as EEA issuer; stripe.com/customers/ramp confirms Stripe Issuing + Connect; support.ramp.com confirms Operating Account is powered by JPMorgan Chase support.ramp.com/ramp-checking-account-overview confirms the Checking Accou…”
Nike
“March 2025: $2B five-year revolving credit agreement with Bank of America (admin agent), Citibank and JPMorgan Chase (co-syndication agents), Deutsche Bank, Goldman Sachs, HSBC (co-documentation agents).”
Masterworks
“URL: https://www.jpmorgan.com/insights/payments/fx-cross-border/masterworks-automates-currency-conversion”
View source · jpmorgan.com ↗
Starbucks
“Bank as Co-Syndication Agents, JPMorgan/Bank of Nova Scotia/Morgan Stanley MUFG as Co-Documentation Agents.”
Rivian
“April 2023 BusinessWire: JPMorgan Chase Bank serves as administrative agent on the $1.5B A&R Credit Agreement.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent JPMorgan? Claim this profile above to unlock your own full list.
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Alternatives to JPMorgan

Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Currencycloud79 buyers →Airwallex72 buyers →Nium66 buyers →Wise Platform58 buyers →Stripe47 buyers →Convera32 buyers →Visa Direct24 buyers →Adyen21 buyers →
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Ranked #28 of 165 in FX / Payouts — Embedded Finance Index 2026
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