← Embedded Finance Index 2026

Owlting Group

“Can OwlTing become the stablecoin-native settlement layer for global B2B payments — starting with hospitality and e-commerce and expanding via Visa Direct into consumer remittances?”

Founded2010
HQTaipei, Taiwan (principal offices); Arlington, Virginia, USA (operating presence)
FoundersChun-Kai Wang
Total raised$55.5M
Latest roundConvertible Security (Lind Partners), April 2026
IndustryFintech / Cross-border payments
The story

Founded in 2010 as a Taiwan-based blockchain and hospitality technology company (operating OwlNest property management system), OwlTing pivoted toward fintech infrastructure by launching OwlPay as a B2B cross-border payment service in 2022, initially powered by Nium and Circle. The company then repositioned itself as stablecoin payments infrastructure, completing a Nasdaq direct listing in 2025 under OBOOK Holdings Inc. (OWLS). By 2026, OwlTing was pursuing a multi-rail strategy combining USDC stablecoins, Visa Direct, and the Circle Payments Network to challenge remittance incumbents while layering an AI-agent hospitality booking engine on top of its existing hotel SaaS client base.

Last 12 months
2026-02
2026-04
2026-04
2026-04
2026-05
Product timeline
2010
OwlTing Group founded in Taiwan as a blockchain services and hospitality technology company.· pivot
2022
OwlPay launched as a B2B cross-border payment service for e-commerce and travel platforms in Southeast Asia, powered by Nium.· banking
2022
OwlTing Group selected Circle to boost its B2B cross-border payment service, integrating Circle Payments Network.· banking
2025
OBOOK Holdings Inc. completed a Nasdaq direct listing (ticker: OWLS) and expanded U.S. money transmitter license coverage to 39 states.· ipo
2025
Completed core buildout of OwlPay global settlement infrastructure including stablecoin on-ramp/off-ramp, wallet infrastructure, and fiat payout capabilities.· banking
2026
Expanded Visa collaboration to support U.S. debit card funding of USDC transactions (Visa Direct integration for OwlPay Cash remittance app).· card
2026
Announced OwlPay Booking Engine for Agent Checkout — an AI agent hospitality booking and cross-border settlement platform targeting 2,800+ hotel clients.· banking
Regulated entities
4
regulatory licences held by Owlting Group
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Owlting Group was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
Owlting3 layers →
The stack
5 layers disclosed in Owlting Group’s embedded-finance stack
Payments / PSP
OwlPay (self-operated)Visa Direct
Money movement
in the full report
Unified APIs
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: significant
6 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.