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FreedomPay

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 1 category.

freedompay.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#47 of 528 in PSP
Buyers8 companies
HeadquartersPhiladelphia, PA, United States

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Founders & story · from FreedomPay’s own dossier

FreedomPay operates as the world's largest independent payment gateway and positions itself as an open, agnostic payment orchestration platform serving enterprise merchants across 80+ countries. Originally focused on gateway and tokenization services, FreedomPay has progressively layered commerce-enabling financial services — including point-of-sale lending (Citi Pay), hardware financing (Merchant Rentals/Liberis), and unified online+in-person commerce (Stripe partnership) — onto its core gateway infrastructure. The company's strategic angle is owning the commerce layer across channels without displacing acquirers, instead becoming an orchestration hub that connects merchants to any acquirer, PSP, or value-added financial service.

Recent developments
  • 2024-10FreedomPay and Stripe announced a partnership to make it easier for enterprises to unify online and in-person commerce. source ↗
  • 2024FreedomPay expanded partnership with Worldpay for global payment processing coverage across ~225 markets. source ↗
  • 2026-02Merchant Rentals (PayPoint Group) partnered with FreedomPay to offer flexible POS terminal financing and leasing to merchants. source ↗
  • 2026-03Propelr, FreedomPay, and DRIVE launched DrivePay — integrated payment acceptance and waterfall credit options for independent automotive shops. source ↗
Full dossier: FreedomPay’s own stack, layer by layer →
Who uses FreedomPay
8 companies disclose FreedomPay in their stack
Signature PaymentsTrack CoreRevel SystemsZonalTRACK Hospitality SoftwareSevenRoomsOracle HospitalityCaffe Nero
Buyer mix · 8 of 8 classified
Vertical SaaS / Hospitality · 3Vertical SaaS / Restaurants · 3Hospitality / SaaS · 1Infrastructure / Payments · 1
US · 6UK · 2
What the disclosures say
Signature Payments
“signaturepayments.com homepage describes direct Visa acquirer status and multi-bank partnerships; bankingembedded.com lists BMO Bank, FFB Bank, Westamerica Bank, and Merrick Bank as acquiring bank partners; FreedomPay integration page at signaturepayments.com/freedompay/ describes unified payment orchestration platform”
Track Core
“Track's Privacy Notice explicitly names AWS, FreedomPay, Spreedly, SlimCD, Yapstone, Payrix, and Authorize.net to 'collect, process, and store your credit card information.' Subprocessors page confirms Authorize.net, FreedomPay, and Payrix as payment gateways for TrackPMS, and Spreedly for tokenization/third-party stor…”
Revel Systems
“Revel support pages explicitly name 'Revel Advantage powered by Adyen Terminal API Integration', SmartPay support for Adyen, TriPOS, and FreedomPay gateway.”
Zonal
“Zonal's own payments knowledge base (product.zonal.co.uk/payments) lists Verifone Cloud Services, Verifone Ocius, Worldpay and Datacap Trancloud as certified payment providers, and the Feature Matrix additionally lists FreedomPay and Dojo.”
TRACK Hospitality Software
“Subprocessors page names Authorize.net, FreedomPay, Payrix, and Spreedly (tokenization) as payment gateway/vault subprocessors for TrackPMS.”
SevenRooms
“Subprocessors list (March 2026) names Stripe, Adyen, FreedomPay, Cybersource, SaferPay, Network International (UAE) all as 'Tokenized payment processing for customers'.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent FreedomPay? Claim this profile above to unlock your own full list.
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What FreedomPay runs on · from its own dossier
The third-party providers FreedomPay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose FreedomPay.
PSP
StripeWorldpay
Full dossier with evidence for each layer →
Alternatives to FreedomPay

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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Ranked #47 of 528 in PSP — Embedded Finance Index 2026
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FreedomPay — frequently asked

Which companies use FreedomPay?

8 companies are linked to FreedomPay in the Embedded Finance Index 2026, through their own public disclosures or FreedomPay's published customer list, including Signature Payments, Track Core, Revel Systems, Zonal, TRACK Hospitality Software, SevenRooms, Oracle Hospitality and Caffe Nero.

What does FreedomPay do?

FreedomPay is an embedded-finance provider in PSP. It ranks #47 of 528 PSP providers by linked companies.

What are the alternatives to FreedomPay?

The most-named PSP alternatives to FreedomPay are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is FreedomPay headquartered?

FreedomPay is headquartered in Philadelphia, PA, United States.

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