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Lodgify

“Can a vertical PMS for independent short-term-rental hosts capture the payment, working capital, and insurance layers before horizontal fintechs commoditize them?”

Founded2012
HQBarcelona, Spain
FoundersDennis Klett, Marco De Gregorio
Total raised$48.6M
Latest roundSeries B, 2022
IndustryVertical SaaS / Hospitality (Short-term rentals)
The story

Founded 2012 in Barcelona as a Shopify-for-vacation-rentals — helping independent hosts build direct-booking websites and reduce dependency on Airbnb/Booking.com/Vrbo. Layered on channel-manager sync, guest messaging, and dynamic pricing to become an all-in-one PMS. In 2025 pivoted into embedded finance with Lodgify Payments (Stripe-powered, U.S. only initially), Lodgify Capital, and Safely-powered damage protection — moving from pure SaaS to a monetize-the-payment-flow model. 2026 rebrand centers on AI (AI Co-Host, MCP) as the new distribution layer.

Last 12 months
2025-06
2025-05
2025-01
2026-02
Product timeline
2012
Founded in Barcelona as a website builder + booking system for vacation rental hosts· founding
2018
Raised $5M Series A from Nauta Capital to scale channel manager & booking engine· funding
2022
Raised $30M Series B led by Octopus Ventures for global growth· funding
2024
Launched Checkout 2.0 and Authenticate integration for guest ID verification· product
2025
Launched Lodgify Payments (built on Stripe) for U.S. hosts — end-to-end embedded payment processing· payments
2025
Introduced Lodgify Capital (embedded working capital for hosts) and Lodgify Smart Locks· lending
2026
Rebrand + launch of AI Co-Host and Lodgify MCP (Model Context Protocol) for AI-agent access to hosting workflows· product
The stack
5 layers disclosed in Lodgify’s embedded-finance stack
Payments / PSP
StripeBraintreeAuthorize.NetPayPal
Lending
in the full report
Insurance
in the full report
KYC
in the full report
Accounting
in the full report
Accounting gap: significant
6 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Lodgify — frequently asked

Who is Lodgify's payment processor?

Lodgify processes payments through Stripe, Braintree, Authorize.Net and PayPal.

Which KYC provider does Lodgify use?

Lodgify uses Authenticate.com for KYC and identity verification.

Who provides Lodgify's lending?

Lodgify's lending and capital products are provided by Lodgify Capital (in-house branding).

Which insurance provider does Lodgify partner with?

Lodgify's embedded insurance is provided by Safely.

Which accounting software does Lodgify integrate with?

Lodgify integrates with Clearing and VRPlatform.

What is Lodgify's embedded finance stack?

The Embedded Finance Index 2026 maps 5 layers in Lodgify's stack: Payments / PSP (Stripe, Braintree, Authorize.Net and PayPal); Lending (Lodgify Capital (in-house branding) and Lodgify Capital); Insurance (Safely); KYC (Authenticate.com); Accounting (Clearing and VRPlatform).

Who founded Lodgify?

Lodgify was founded by Dennis Klett and Marco De Gregorio and is founded in 2012, headquartered in Barcelona, Spain.

How much funding has Lodgify raised?

Lodgify has raised $48.6M in total (latest round: Series B, 2022).

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