“Can a vertical fintech become the end-to-end financial OS for freight carriers, factors, and brokers by embedding payments, banking, and AI-driven AR automation into the freight workflow?”
Founded in 2022 as a digital wallet and payout platform for trucking companies, Tank Payments expanded into a full financial infrastructure play for the freight vertical — covering AP/AR for factors and brokers, integrated banking accounts for carriers, fuel card management, and driver payroll. The 2026 launch of AI-driven Receivables Automation signals a pivot toward software-led, workflow-automation revenue alongside the payment and banking accounts. The company is positioning as the financial OS for the freight supply chain rather than a narrow payment tool.