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banqUP

Can a compliance-first e-invoicing platform become the unified financial OS for European SMEs and enterprises by embedding payments, VAT reporting, and banking into one network?

HQBelgium
IndustryVertical SaaS / Accounting
The story

Banqup (operating as Banqup SA, part of Unifiedpost Group) is an e-invoicing and payments platform targeting SMEs, freelancers, accountants, and enterprises across Europe. The platform has evolved from a document digitalization tool into a unified financial workflow platform combining e-invoicing, e-reporting, VAT compliance, and integrated payments (including a business bank account) in one ecosystem. The company positions itself as embedded finance infrastructure for businesses that need compliant invoicing tied to real payment flows.

Last 12 months
2025-09
2024-01
Product timeline
2021
Banqup terms and conditions published, establishing the platform as a payment services and e-invoicing provider.· pivot
2021
Launched integrated e-payments offering including a business account, bill settlement, and smart payment collection.· banking
2025
Published Wolfsberg Group Questionnaire on legal documents page, signaling AML/KYC maturity for financial services.· banking
The stack
Accounting
Accounting tools (via Banqup Store)ERP tools (via Banqup Store)CRM tools (via Banqup Store)
Accounting gap: minor