← Embedded Finance Index 2026/Vendor

Mono

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 7 companies across 1 category.

mono.com ↗Also analysed as a company — its own stack →
CategoriesOpen Banking
Rank#15 of 78 in Open Banking
Buyers7 companies
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Who uses Mono
7 companies disclose Mono in their stack
Union Bank of Nigeria (Formerly Titan Trust Bank)IndicinaPaidHREcobankGT BankEcobank GroupEcobank Nigeria
Buyer mix · 7 of 7 classified
Bank / National · 4Bank / Pan-African · 1Horizontal SaaS / HR & Payroll · 1Infrastructure / Lending · 1
Africa · 7
What the disclosures say
Union Bank of Nigeria (Formerly Titan Trust Bank)
“Mono (acquired by Flutterwave)'.”
Indicina
“Connect your MBS or Mono accounts to fetch statements, while Decide performs the analysis.' Mono is an African open banking / bank statement retrieval provider; MBS (Mobile Banking Statements) is a generic upload method, not a named vendor.”
PaidHR
“PaidHR blog post at paidhr.com/blog/paidhr-mono-direct-debit explicitly names Mono as the open banking partner powering Direct Debit for payroll funding — hosted on PaidHR's own domain, TIER 1 evidence.”
Ecobank
“openbankingtracker.com lists Ecobank Nigeria as supported by Mono (acquired by Flutterwave) as an API aggregator.”
Ecobank Nigeria
“Open Banking Tracker: Ecobank Nigeria is supported by 1 API aggregator — Mono (acquired by Flutterwave).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Mono? Claim this profile above to unlock your own full list.
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Alternatives to Mono

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid251 buyers →Salt Edge54 buyers →GoCardless46 buyers →TrueLayer43 buyers →Tink39 buyers →Yapily36 buyers →Powens19 buyers →Open Finance Brasil17 buyers →
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Ranked #15 of 78 in Open Banking — Embedded Finance Index 2026
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