ApideckTapeMonthly recap
← Embedded Finance Index 2026/News/January 2025
January 2025

Embedded finance in January 2025

289 developments from 260 companies: 14 acquisitions, 18 funding, 73 partnerships and integrations, 44 launches, 11 licences and regulators, 129 other developments.

The biggest deals

  1. 1
    Sana

    PitchBook status updated to Acquired/Merged, with Workday listed as parent company at a deal value of approximately $1.05B. source

  2. 2
    IG Group

    IG Group acquires UK stock trading app Freetrade for £160 million in an all-cash deal. source

  3. 3
    Capital Float

    Amazon announces agreement to acquire Axio for $150M+ source

  4. 4
    Solaris

    Secured a €140 million funding round led by SBI Holdings; split roughly 80:20 between new and existing investors. source

  5. 5
    Highnote

    Raised $90M Series B at $750M+ valuation led by Adams Street Partners source

Acquisitions 14

Jan 1

Lyft acquisition of FREENOW completed; platform rebranded as Freenow by Lyft.

pitchbook.com
Jan 1

Completed acquisition of Canadian Western Bank; CWB operations rebranded under National Bank.

en.wikipedia.org
Jan 1

PitchBook status updated to Acquired/Merged, with Workday listed as parent company at a deal value of approximately $1.05B.

pitchbook.com
Jan 1

PitchBook records Tola's status as Acquired/Merged with Block listed as acquirer.

pitchbook.com
Jan 1

IG Group acquires UK stock trading app Freetrade for £160 million in an all-cash deal.

fintechfutures.com
Jan 1

Acquired by Experian, becoming part of Experian's fraud and identity division and gaining access to Experian's global consumer credit/identity dataset.

clear.sale
Jan 1

Raised $200M Series E at $2.7B valuation; acquired Yokoy

techcrunch.com
Jan 1

Amazon announces agreement to acquire Axio for $150M+

techcrunch.com
Jan 1

Greenphire merged with Suvoda to create a combined clinical trial technology platform.

crunchbase.com
Jan 1

Acquired by Clubessential Holdings

pitchbook.com
Jan 1

Acquired by Priority Technology Holdings (Nasdaq: PRTH) via Priority Tech Ventures for an undisclosed amount.

techcrunch.com
Jan 1

Merger with Auswide Bank completed; Auswide Bank becomes a wholly owned subsidiary of MyState Bank Limited, creating a combined entity with $12.9B home loan book and 275,000+ customers.

en.wikipedia.org
Jan 1

NextGen selected to deliver ApplyOnline lending origination platform across both MyState Bank and Auswide Bank brands following the merger.

nextgen.net
Jan 1

Acquired Australian Settlements Limited for international expansion.

fintechfutures.com

Funding 18

Jan 1

Alinea closed a $10.4M Series A funding round to expand its AI-powered wealth management platform.

wealthtechstrategy.com
Jan 1

Series B funding round led by TCV and ABC Supply

roofr.com
Jan 1

Raised €50 million led by Cathay Innovation and Notion Capital for fintech-healthcare platform expansion.

embeddedfinancereview.com
Jan 1

Fintech Galaxy accepted as first open banking company into Central Bank of Jordan's JoRegBox regulatory sandbox, and raised $9M to further develop FINX Connect.

fintechfutures.com
Jan 1

Raised $38M to drive AI-powered growth, with participation from DEG, BlueOrchard, IFC

insurtechanalyst.com
Jan 1

Raised $70M from Sequoia Capital and Founders Fund; announced rebranding from DolarApp to ARQ.

latamlist.com
Jan 1

Raised $53M Series B led by Highland Europe, bringing total capital to $86M; surpassed $1B in monthly transaction volume.

techcrunch.com
Jan 1

Secured a €140 million funding round led by SBI Holdings; split roughly 80:20 between new and existing investors.

embeddedfinancereview.com
Jan 1

Raised $15M Series A extension (total $25M) led by Alven with 1kx, Ledger Cathay, Bitgo Ventures

blog.cryptio.co
Jan 1

Closed $6M Series A led by Channel Equity Partners

endearhq.com
Jan 1

$21M Series A co-led by PayPal Ventures and Portage Ventures

techcrunch.com
Jan 1

$42M Series B led by Emergence Capital

techcrunch.com
Jan 1

Raised $10M from Index Ventures to accelerate its automated billing platform.

techcrunch.com
Jan 1

Raised $10M led by Felicis and Vesey Ventures; total funding reaches $18.6M

nilus.com
Jan 1

Raised $90M Series B at $750M+ valuation led by Adams Street Partners

forbes.com
Jan 1

Foyer raised $6.2M in seed funding to accelerate its homeownership savings platform.

techcrunch.com
Jan 1

Raised $9M from Gates Foundation and Helios Digital Ventures for embedded finance and AI expansion.

seamlesshr.com
Jan 1

Raised €20M pre-Series A (equity led by A15; debt from WinYield).

tapline.io

Partnerships and integrations 73

Jan 27

Partnered with website builder Wix to integrate payment features supporting more local currencies, rolling out initially in Europe and APAC.

embeddedfinancereview.com
Jan 15

ArcaPay acquisition by Ebury completed; arcapay.com now redirects users to ebury.com and the Lithuanian entity was renamed Ebury Partners Lithuania UAB.

arcapay.com
Jan 1

Checkout.com announced as payments partner for Freenow by Lyft, covering acquiring across Germany, UK, France, Italy, Spain, Poland, Greece, Austria, and Ireland.

checkout.com
Jan 1

tZERO ATS partnered with Earn.re, a commercial real estate tokenization and finance platform, per IBS Intelligence.

ibsintelligence.com
Jan 1

Plumery selected Amlyze for anti-financial crime (AML/RegTech) solutions.

ibsintelligence.com
Jan 1

Oney Insurance and Oney Servicios Financieros partner with Habit embedded insurance platform to launch Accidental Damage Insurance for Deporvillage customers.

openinsuranceobs.com
Jan 1

Pivot from direct lender to funding orchestrator across 50+ partner lenders.

silvr.co
Jan 1

StaffHealth launched ExpressPAY, powered by Branch, enabling healthcare professionals to receive same-day payments starting May 1st, as announced on the staffhealth.com CNA jobs page.

www2.staffhealth.com
Jan 1

Visa strategic investment (~$10M+); plans Visa Direct integration

techcrunch.com
Jan 1

Aon and DoersCircle partner to provide insurance solutions to small business communities.

ibsintelligence.com
Jan 1

ZebPay partnered with ClearTax offering up to 70% discount on crypto tax filing for ZebPay users in India.

zebpay.com
Jan 1

Cobase and Rabobank announce partnership to deliver embedded banking services via premium APIs to corporate treasury clients.

cobase.com
Jan 1

Mayor Paul Young announced 'Entrepreneurship City' program offering forgivable loans up to $25,000 for brick-and-mortar businesses in partnership with EDGE.

wearememphis.com
Jan 1

Announced partnership with Sunbit for service-lane consumer financing inside the Retail Management System.

businesswire.com
Jan 1

FarmRaise announced partnership with Avalo, highlighted on homepage.

farmraise.com
Jan 1

Chief Revenue and Lending Officer Casey Mauldin appeared on LendKey's '22 Minutes in Lending' podcast discussing deposit strategy, fintech partnerships, and education lending for 2025.

lendkey.com
Jan 1

Sage Intacct 2025 Release 3 made Vendor Payments powered by MineralTree generally available, embedding AP payments directly into Sage Intacct.

dsdinc.com
Jan 1

Partnership with Flutterwave announced for seamless online insurance payments

blog.cornerstone.com.ng
Jan 1

Targeting creators with tailored financial services and payouts via Visa Direct, partnering with creator platforms/solution providers.

embeddedfinancereview.com
Jan 1

ARassurance insurance product launched in partnership with Trucordia for malpractice and cyber liability coverage.

aestheticrecord.com
Jan 1

Klarna integration added to AR Pay checkout workflow for buy-now-pay-later patient financing.

aestheticrecord.com
Jan 1

Affirm natively integrated into AR Pay for patient pay-over-time financing at checkout.

aestheticrecord.com
Jan 1

Clear Junction and Axius Global announced a partnership to enhance customer offering.

ibsintelligence.com
Jan 1

Bridge published case study highlighting Meow's integration of USDC payment rails for seamless stablecoin-to-cash flows.

bridge.xyz
Jan 1

Teampay operates as a division of Paystand; Paystand markets corporate cards and global payouts powered by Teampay.

paystand.com
Jan 1

TBI Bank reached 2.4 million customers and approximately 38,000 partner merchant stores across its core markets.

en.wikipedia.org
Jan 1

Coverdash partnered with Lendistry (SBA Preferred Lender and CDFI) to provide insurance solutions for small business borrowers as part of the lending process.

coverdash.com
Jan 1

Zilliqa announced a strategic partnership with Request Finance to provide businesses on its network with crypto and fiat financial management tools including payroll, invoicing, and expense management.

blog.zilliqa.com
Jan 1

BankDhofar announced strategic bancassurance partnership with MetLife to offer Critical Illness Care, Circles of Protection and Salary Protect products.

bankdhofar.com
Jan 1

Fiserv selected as merchant acquiring partner for CAIXA, per IBS Intelligence.

ibsintelligence.com
Jan 1

ECIT Iceland (ecitisland.is) launched debt/receivables financing service in partnership with Primis.

ecitisland.is
Jan 1

Sparkassen-Finanzgruppe partnered with Google to launch Europe's first Google Wallet-based age verification system using Credential Manager API and zero-knowledge proofs.

idtechwire.com
Jan 1

Blog updated on integrated proprietary payment processing without third-party processors.

procaresoftware.com
Jan 1

Partnership with Distribusion Technologies launched, enabling intercity ticketing across 40+ European countries with carriers like Deutsche Bahn, Trenitalia, National Express.

moovit.com
Jan 1

Launched in Europe (Italy, France, Spain) in partnership with Modulr Finance B.V.

thecondia.com
Jan 1

BankSync launched MCP-based real-time data integration for Volksbank Ulm-Biberach, enabling AI coding tools (e.g. Roo Code) to query account balances and transactions via Plaid-connected infrastructure.

banksync.io
Jan 1

Integrity Payments Group named LendAPI's 2025 Payments Partner of the Year, highlighting joint focus on alternative lenders and underserved markets.

linkedin.com
Jan 1

Authenticate integration launched for guest identity verification and background checks

lodgify.com
Jan 1

GrabFin reported $3.2B in total loans disbursed in 2024, +47% YoY, with 68% of driver-partner borrowers accessing formal credit for the first time through Grab.

grab.com
Jan 1

Updated Payroll Service Terms Addendum published, formalizing R365 Payroll service provided in partnership with APS.

restaurant365.com
Jan 1

NSIA Group selected SBS (Software & Banking Solutions) platform to drive digital transformation across its African operations.

ibsintelligence.com
Jan 1

Integrated Sunbit pay-over-time patient financing into CareStack PMS via BusinessWire announcement.

businesswire.com
Jan 1

Announced strategic partnership with Mastercard to provide digital tools and financial education to 100,000 SMEs across Latin America.

prensa.alegra.com
Jan 1

Launched public API and Lawmatics integration.

getcaret.com
Jan 1

Announced new partnerships with Ignition, Karbon, and Reach Reporting to deepen accounting firm workflow integrations.

digits.com
Jan 1

Bsport Help Center published a comprehensive Stripe Payments guide, confirming continued deep integration with Stripe Connect for client-facing payment management.

intercom.help
Jan 1

FastPay partnered with e-Psula to enable electricity bill payments across Kurdistan.

fastpay.iq
Jan 1

Linnworks support documentation updated to cover shipping insurance options across multiple courier integrations.

help.linnworks.com
Jan 1

Veritex Community Bank announced strategic partnership with Lithic to serve as sponsor bank for Lithic's commercial credit products.

businesswire.com
Jan 1

OpenSea Foundation partnered with Toku to launch compliant payroll in the UAE, enabling USDC salary settlement for contributors via EOR infrastructure without a local entity.

toku.com
Jan 1

Changelly published the Web3 Marketing Checklist 2.0 and highlighted 840+ B2B partners and 12M+ registered users as of 2025.

changelly.com
Jan 1

Launched flat-rate tax filing service at $149 for real estate agents, integrating tax preparation into the financial wellness platform.

gettongo.com
Jan 1

Vancity selected Intellect Design Arena's eMACH.ai platform for a major AI-composed digital transformation of its banking infrastructure.

ibsintelligence.com
Jan 1

Muthoot Fincorp selected Veefin Solutions to power supply chain finance (SCF) operations in India.

ibsintelligence.com
Jan 1

Yokoy spend management integration promoted for George Business customers, with 3-month free offer.

sparkasse.at
Jan 1

Deutsche Bank announced as an additional banking partner for Euro balance custody alongside Solarisbank.

bisonapp.com
Jan 1

Selected Clearstream (Deutsche Börse Group) for third-party fund processing via Vestima platform

upvest.co
Jan 1

Airwallex partnership launched, embedding Scale Native API to power Carwow Wallet

airwallex.com
Jan 1

ATB Financial (North America) selected Murex's MXSaaS fully managed SaaS solution.

ibsintelligence.com
Jan 1

Clientrax practice management system integration announced.

petsapp.com
Jan 1

Qi Card officially launched SuperQi app in partnership with Ant International, powered by Alipay+ Wallet Tech solutions.

fintechfutures.com
Jan 1

Launched Zilch Travel white-label fintech partnership.

corporate.lastminute.com
Jan 1

P2P partners with Mbanq to launch a digital banking platform for Brazilian immigrants in the US.

mbanq.com
Jan 1

Announced partnership with Tarabut to deliver open-banking-powered SME POS financing in Bahrain.

tarabut.com
Jan 1

Check launched Check MCP & CLI developer tools to streamline embedded payroll integration for platform builders.

checkhq.com
Jan 1

Revolut partnership with Manchester City Women began.

sponsorship.org
Jan 1

PayPoint and Handepay announced surpassing £100 million in total business lending, with FY2025/26 reaching £33m (39% YoY growth), delivered via YouLend partnership.

business-money.com
Jan 1

Announced partnership with U.S. Bank as a new lending partner for home services financing.

wisetack.com
Jan 1

TicketPlan announced a partnership with Citizen Ticket to provide refund protection solutions to customers purchasing via Citizen Ticket's platforms.

access.intix.org
Jan 1

Volt partnered with DECTA to provide open banking services integrated into DECTA's payment gateway.

ibsintelligence.com
Jan 1

Sila partnered with Corpay to improve global FX capabilities, as reported by IBS Intelligence.

ibsintelligence.com
Jan 1

Al Ansari Financial Services partnered with Abhi Middle East Limited to expand EWA and consumer financing services.

financialit.net
Jan 1

Support docs updated confirming Providus Bank as regulated partner bank and NDIC insurance on funds.

support.lenco.co

Launches 44

Jan 1

Zoho launched Zoho Spend, described as an 'industry-first complete spend management platform' unifying travel, expense, procurement, AP automation, and payroll.

zoho.com
Jan 1

Plumery launched Digital Lending, a fully end-to-end digital loan origination journey enabling application to disbursement in 180 seconds.

plumery.com
Jan 1

BRAC Bank launched Shafollo e-loan, the country's first instant digital financing product for marginal SMEs, offering up to BDT 50,000 within minutes.

tbsnews.net
Jan 1

Launched 'Cheers to 75 Years' campaign celebrating the credit union's 75th anniversary with member giveaways.

consumerscu.org
Jan 1

Launched Treasury Management promotional offer: three months free on ACH Origination, Positive Pay, and Remote Deposit Capture for new enrollments through December 31, 2026.

prod-preview.myconsumers.org
Jan 1

Introduced mandatory KYC questionnaire (Customer Risk Assessment) with phased rollout starting June 2025 for all users.

support.ovex.io
Jan 1

Published 2025 Annual Report highlighting $91.5M in home loans, $76.7M in small business loans, launch of new digital banking and account opening platforms, and 81% increase in online account acquisitions.

redcanoecu.com
Jan 1

Launched AI Connector Beta Program via Narmi infrastructure enabling AI agent access to business account data.

grasshopper.bank
Jan 1

Launched Ramp Treasury for high-yield operating cash

ramp.com
Jan 1

Launched Frannie AI suite of generative AI agents.

franconnect.com
Jan 1

AR Pay Instant Bank Payments launched at 2.1% processing rate with real-time verification and two-day payouts.

aestheticrecord.com
Jan 1

Launched stablecoin infrastructure on Stripe and Bridge, enabling USDC payments, global corporate cards, and cross-border transfers without high FX fees.

stripe.com
Jan 1

Launched Element Risk Solutions with Hub International, combining fleet insurance placement, claims management, and telematics-linked safety programs in the US and Canada.

globenewswire.com
Jan 1

Launched Pay with GasBuddy+™ card, succeeding the original Pay with GasBuddy card, accepted everywhere Mastercard is accepted with up to 33¢/gal savings.

gasbuddy.com
Jan 1

Ozone API launched 'beyond compliance' open banking solutions, as reported by IBS Intelligence.

ibsintelligence.com
Jan 1

Launched ARQ Business — a multi-currency business account for SMBs in Latin America with corporate cards, bulk payments, and FX conversion.

dolarapp.com
Jan 1

Launched Lending as a Service.

halan.com
Jan 1

SoLo Debit Card (Mastercard) launched, issued by Bangor Savings Bank, connected to SoLo Wallet.

solofunds.com
Jan 1

TreviPay launches Small Business Supplier Network across the Americas, expanding its buyer-seller trade credit network.

ibsintelligence.com
Jan 1

Launched ComplianceIQ compliance training product for banks and credit unions

news.lemonadelxp.com
Jan 1

Launched Prince AI, a multi-language generative AI assistant for insurance.

heirsinsurancegroup.com
Jan 1

Launched new AI-driven EVA capabilities including account summarization and email content assist.

ezlynx.com
Jan 1

Episode Six and Monee announced the multi-country launch of the ShopeePay Unlimited Card across Southeast Asia, currently live in Thailand, with further ASEAN rollout planned.

finopotamus.com
Jan 1

Launched stablecoin payment solution for business and personal accounts with USD-stablecoin conversion rates starting at 0.10% for business.

arival.com
Jan 1

Launched self-issued Mastercard prepaid card programs (no sponsor bank), becoming the first payments company in Canada to hold its own BIN.

zumrails.com
Jan 1

eToro launched its Builders Economy / Public API programme, including an eToro App Store for developer-built investing apps.

go.etoro.com
Jan 1

TPC Rewards loyalty program launched, giving points for purchases redeemable as store credit.

theproscloset.com
Jan 1

Launched Runa Pay To Card feature for instant card payouts to creators in US, UK, and EU via Visa Direct and Mastercard Send.

support.youpay.co
Jan 1

noon payments introduced Becca AI, an advanced multilingual AI-powered merchant support assistant.

blog.noonpayments.com
Jan 1

Yabi Technologies (Souqalmal's AI financial coach brand) announced a free credit check feature launching in March 2025 and continued to grow its AI-driven PFM app.

souqalmal.com
Jan 1

Launched AI capabilities into cloud platform (RingAI, Scribe.AI)

practicesuite.com
Jan 1

Tesla introduced 401(k) employer match for the first time, capped at $3,000/year.

rothroom.com
Jan 1

IBS Intelligence reported Aryza launching two new embedded lending products.

ibsintelligence.com
Jan 1

LSE launched MyHR, a self-service HR and payroll portal for all staff, replacing manual processes for payslip access and timesheet submissions.

info.lse.ac.uk
Jan 1

Launched evolved ePOS Platform with Guest Journey and Operational Journey architecture.

hypersoft.de
Jan 1

IBS Intelligence reported on Tora launching an FX auto-hedging solution for equity pairs.

ibsintelligence.com
Jan 1

Launched updated CanRunner features including earnings tracking, instant pay, tax document access, and free CanMonkey debit cards, enabled via Branch.

canmonkey.com
Jan 1

Launched AI-Native Service Commerce capabilities including patented Billeo™ and BillWallet® branded products.

paymentus.com
Jan 1

Conductr unveiled Glow Court — the world's first outdoor interactive LED sports court — installed on the top deck of a Norwegian Cruise Line vessel.

conductr.com
Jan 1

Launched PROPEL with Singlife, a shared-services platform for financial advisory firms.

singlife.com
Jan 1

Launched out of stealth with $3M led by Kindred Ventures and Blank Ventures

techcrunch.com
Jan 1

Launched OMNI AI Agents product offering SAP-embedded AI automation for AP, expense management, payments, and lending.

s4solutions.us
Jan 1

Launched 'freee Branch' deposit account via GMO Aozora BaaS

corp.freee.co.jp
Jan 1

BisB launched end-to-end mobile account opening for corporate customers.

ibsintelligence.com

Licences and regulators 11

Jan 1

Andbank Monaco SAM partnered with SBS (formerly Sopra Banking Software) to deploy its SBP Regulatory Reporting solution on AWS, the first such deployment by a Monegasque bank. The solution covers RUBA, ANACREDIT, VUC, and Basel risk calculations.

ibsintelligence.com
Jan 1

HyperPay announced it obtained a new license from the Saudi Central Bank to expand digital services in Saudi Arabia.

hyperpay.com
Jan 1

Rippling Payments Ireland Limited received EMI license from the Central Bank of Ireland, becoming the first HCM/payroll provider to hold an EU EMI license.

rippling.com
Jan 1

Monex Europe published updated MEM Order Execution Policy (June 2025 version referenced in policies page), reflecting ongoing regulatory compliance in the EU/Spain.

monexeurope.com
Jan 1

StoreHub Pay launched at storehubpay.com, offering integrated card payments with fast approval and next-day settlement for Malaysian merchants.

storehubpay.com
Jan 1

illimity announced it is becoming part of the Banca Ifis Group following board approval; new Board of Directors appointed.

illimity.com
Jan 1

Regulamento Elo Version 11.0 approved by Banco Central do Brasil

termos-e-regulamentos.elo.com.br
Jan 1

PVcomBank officially recognised as ACCA Approved Employer, underscoring commitment to workforce development.

leadiq.com
Jan 1

Obtained an API licence from the UK FCA, paving the way for UK market entry.

fintechfutures.com
Jan 1

Argentina's data protection authority placed last-mile delivery companies including PedidosYa under regulatory scrutiny for data practices.

lermanszlak.com
Jan 1

Grupo Popular increased Qik's authorized capital by DOP 800 million (to DOP 5 billion total) and subscribed DOP 1 billion in new paid-in capital, issuing 10 million new common shares at DOP 100 each.

qik.do

Everything else 129

Jan 1

Dealer identity verification (KYC/KYB) program formalized.

update.chrono24.com
Jan 1

Quicken Simplifi updated its OAuth API (EWC+/FDX) bank connection capability to improve reliability and reduce disconnections.

support.simplifi.quicken.com
Jan 1

SAMA granted no-objection to STC Bank to commence full digital banking operations in the Kingdom effective 28 January 2025.

fintechfutures.com
Jan 1

Shakepay Inc. registered as investment dealer by CIRO under exemptive relief decision dated January 8, 2025, permitting operation of a crypto asset trading platform across all Canadian provinces and territories.

legal.shakepay.com
Jan 1

Vipps MobilePay announced the sale of its Checkout solution to Kustom; the product will be rebranded as Kustom Checkout going forward.

developer.vippsmobilepay.com
Jan 1

Added 401(k) retirement plan offering via Vestwell, accessible through Housecall Pro Payroll.

help.housecallpro.com
Jan 1

Updated Data Processing Addendum (DPA) published, effective January 2025, reflecting continued GDPR and CCPA/CPRA compliance obligations.

thoropass.com
Jan 1

WHO IS OVEX page updated to reflect $450M+ monthly volume across 26+ jurisdictions, positioning OVEX as Africa's cross-border payments and digital asset infrastructure platform.

support.ovex.io
Jan 1

OVEX Cards announced — a card product to spend crypto and fiat balances worldwide — waitlist opened on ovex.io homepage.

ovex.io
Jan 1

Implemented Travel Rule compliance for South African users' withdrawals using Sumsub for identity and transaction screening.

support.ovex.io
Jan 1

Minuto Seguros won Prêmio Reclame Aqui 2025 as best online insurance company in Brazil, its fourth such award.

minutoseguros.com.br
Jan 1

Published updated data-processing policy for the Watchlist fraud database

api.abecs.org.br
Jan 1

Named fastest-growing fintech on the Globe and Mail's Top Growing Companies list; active customer base exceeded 7,500 Canadian businesses.

techcrunch.com
Jan 1

Chartmetric published tax compliance updates for 2025, confirming use of Stripe Tax to manage global tax obligations across 35 countries.

help.chartmetric.com
Jan 1

Confirmed as participant in the 2025 Visa Accelerator Program – Africa.

iptafrica.com
Jan 1

Payments Canada admitted Brim Financial as a new RPAA-registered payment service provider.

brimfinancial.com
Jan 1

Extended prior round by $17.5M to reach $52.5M total; new investors include OSK Ventures and Jeremy Lin's impact fund

endowus.com
Jan 1

25.1 release adds QuickBooks Online accounting interface, fraud detection, and AI-driven order entry

mcleodsoftware.com
Jan 1

Contis Financial Services Limited placed into special administration; Robert Spence and Joshua James Dwyer of Interpath Advisory appointed as Joint Special Administrators. The company ceased trading and all customer accounts were frozen.

ia-insolv.com
Jan 1

Updated Privacy Commitment (India) effective January 15, 2025, aligning data handling practices across all digital channels.

icicibank.com
Jan 1

Strategic investment from Citi and Barclays announced

validis.com
Jan 1

Regent Bank listed as a customer on Synctera's website, confirming BaaS sponsor bank relationship.

synctera.com
Jan 1

Reported £145M ARR as of January 2025, with FY2025 revenue of £110.3M and pre-tax losses reduced to £10.4M.

en.wikipedia.org
Jan 1

Named a Visionary in the 2025 Gartner Magic Quadrant for Accounts Payable Applications.

unifygtm.com
Jan 1

Banking Dive reported 24% year-over-year loan growth and hiring of new Chief Credit Officer Steve Kerr and several lending executives as part of a deeper lending push.

bankingdive.com
Jan 1

Won Banking Tech of the Year (US FinTech Awards 2025) and BaaS Innovation Gold (Future Digital Awards 2025).

grasshopper.bank
Jan 1

QR Code Tipping Terms of Service published, formalizing the QR tipping product.

tiphaus.com
Jan 1

Published updated Data Processing Addendum effective January 1, 2025, reflecting ongoing platform compliance investments.

dam.bigcommerce.com
Jan 1

Jack Henry celebrated 18 months of collaboration with Corpay for international wire transfers, noting successful onboarding of over 200 clients to the Corpay platform.

ir.jackhenry.com
Jan 1

Landa Financing LLC began issuing Membership Interest Secured Loans via SEC-filed Supplement No. 1 to its offering circular.

sec.gov
Jan 1

Mastercard expanded access to Merchant Cloud through a collaboration with MoneyHash, announced on MoneyHash homepage.

moneyhash.io
Jan 1

NYSE ticker changed from SQ to XYZ following the Block rebrand.

en.wikipedia.org
Jan 1

Lazada and Peak3 publicly announced their digital insurance joint venture, which had issued over 5 million policies across six SEA countries since its August 2024 establishment.

peak3.com
Jan 1

Shine named 'Élu Service Client de l'Année 2026' in the online business banking category by BVA Xsight / Viséo CI.

shine.fr
Jan 1

Bridgement named Xero South African App of the Year 2025 for the second time.

bridgement.com
Jan 1

ECIT Denmark published ISAE 3402 auditor declaration renewed for 2025, covering IT hosting controls.

ecit.com
Jan 1

Wolters Kluwer extended eOriginal platform capabilities to enable Federal Home Loan Bank of Des Moines to accept digital CRE, Ag Real Estate, multifamily, HELOC, and other electronic assets as pledged collateral.

wolterskluwer.com
Jan 1

LINKBANCORP released Q4 2024 Investor Presentation highlighting financial performance.

marketscreener.com
Jan 1

LINKBANCORP collaborated with Jack Henry for core banking technology modernization.

ibsintelligence.com
Jan 1

CFPB lawsuit against SoLo Funds dismissed.

en.wikipedia.org
Jan 1

MetLife Xcelerator surpasses 4 million active consumers in LatAm; upgraded to standalone business unit.

metlife.com.br
Jan 1

ServiceNow committed $1 billion to ServiceNow Ventures for AI and automation enterprise startups.

news.crunchbase.com
Jan 1

AMINA taps Paxos USDG to expand its regulated stablecoin offering.

ibsintelligence.com
Jan 1

BIDV and FPT-OpenWay joint venture completed migration of Core Card system to the Way4 platform after 18 months of implementation.

fpt-is.com
Jan 1

Ajei Gopal named CEO of Procore Technologies (as reflected in Wikipedia key people update).

en.wikipedia.org
Jan 1

StoreHub listed on Xero App Store Singapore, enabling automatic POS-to-accounting sync for merchants.

apps.xero.com
Jan 1

Scanco Software, LLC rebranded as Endpoint Automation Solutions (EAS).

scanco.com
Jan 1

Wio Bank disclosed AED 61 billion in total assets, AED 1.24 billion in annual revenues, and AED 622 million in net profit, with ~390,000 customers (120,000 businesses, 270,000 individuals).

thedirhamstory.com
Jan 1

Published BCG & Biz2X SMB Finance Study Report on the state of small business finance.

new.biz2x.com
Jan 1

2025 Financial Services Agreement published, formalizing Green Dot Bank as banking services provider for refund processing programs for the current tax season.

http-download.intuit.com
Jan 1

Subprocessors quick guide updated to 05 January 2026, indicating active platform governance.

compass.coupa.com
Jan 1

StoneX Payments API documentation published for E2E cross-border payment flows including FX quote and trade booking.

docs.payments.stonex.io
Jan 1

Kecia Steelman succeeded Dave Kimbell as President and CEO of Ulta Beauty.

en.wikipedia.org
Jan 1

Bank SinoPac received six ABF (Asian Banking & Finance) Awards for digital and financial innovation.

developer.sinopac.com
Jan 1

Fidelity Digital Assets announces the Fidelity Digital Dollar (FIDD) stablecoin pegged 1:1 to the USD, issued and managed entirely within Fidelity's own entities.

fidelitydigitalassets.com
Jan 1

Updated Data Processing Addendum effective 2025-01-01.

thanx.com
Jan 1

Named a Top 25 Payments Company in 2025 by The Financial Technology Report.

north.com
Jan 1

Nexus crossed $1.9B in annual payment volume processed and surpassed 200M active subscription records on Nexus Billing.

nexus-africa.io
Jan 1

Published Data Privacy Day commentary on safeguarding fintech trust

jumo.world
Jan 1

Completed USD 750M sukuk issuance listed on LSE

bsf.sa
Jan 1

BankID BankAxept engages Tata Consultancy Services (TCS) to enhance Norway's payment system infrastructure.

ibsintelligence.com
Jan 1

Storfund ranked #41 on The Sunday Times 100 Tech 2025 list with 85% average annual growth.

storfund.com
Jan 1

New York Attorney General reached an Assurance of Discontinuance with American Family Mutual Insurance Company, S.I. regarding a data security incident involving its online quoting tool.

ag.ny.gov
Jan 1

TechCrunch profiled DTR and founder Akshay Naheta, describing the company's mission to bridge traditional banking and blockchain payments infrastructure.

techcrunch.com
Jan 1

€6M seed extension round led by Capnamic, Earlybird-X participating.

matchory.com
Jan 1

Priority announced the acquisition publicly via BusinessWire, highlighting payroll as critical to working capital needs.

businesswire.com
Jan 1

Mohegan announces Fourth Amendment to Credit Agreement with Citizens Bank N.A. as administrative agent, removing prohibition on going-concern language.

mohegangaming.com
Jan 1

OCREDIT published 2025 year-in-review shareholder letter highlighting growth in private credit portfolio.

troweprice.com
Jan 1

Stripe Connector for NetSuite with Stripe Connect support (transfers, application fees, per-account reporting) enters public preview.

docs.stripe.com
Jan 1

Stripe processes over $1.9 trillion in payment volume in 2025 across 5 million businesses; headcount reaches 8,500.

en.wikipedia.org
Jan 1

AZUL, Banco Popular, and Mastercard jointly hosted a corporate payments event to promote evolution of corporate payment solutions in the Dominican Republic.

azul.com.do
Jan 1

Delivery Hero Impact reported PedidosYa Créditos has delivered 80,000+ loans totalling ~€150M across 10 LatAm countries since 2022.

deliveryheroimpact.com
Jan 1

SGBL updated its Legal & Privacy Notices on its website, reflecting updated compliance and data protection posture.

sgbl.com
Jan 1

YouPay announced phase-out of Stripe Connect support from November 30, 2025, recommending all creators migrate to Creatorflow.

support.youpay.co
Jan 1

Zapier announced ZapConnect 2026 event to help companies 'refound for the AI era', signaling a major AI-platform pivot.

help.zapier.com
Jan 1

El Salvador amended Bitcoin Law under IMF agreement, removing compulsory acceptance of Bitcoin by merchants, diminishing Chivo Wallet's mandatory role.

chivowallet.com
Jan 1

Published examples of embedded finance article, continuing B2B API positioning.

hurdlr.com
Jan 1

Amadeus made an investment in Hivr (most recent Crunchbase-tracked investment as of January 21, 2025).

crunchbase.com
Jan 1

Addition Wealth Singapore Pte. Ltd. incorporated (registration number 202503005K) for family office activities.

recordowl.com
Jan 1

Vice Golf products spotted in PGA TOUR Superstores, confirming retail distribution push reported by MyGolfSpy.

mygolfspy.com
Jan 1

Michael Casamassa joined as President

practicesuite.com
Jan 1

Published article 'How Embedded Solutions Changed How We Pay' discussing embedded finance trends for merchants.

cocard.net
Jan 1

IBS Intelligence reported that Profile Software deployed its Risk & Compliance Platform for CrediaBank.

ibsintelligence.com
Jan 1

ANBIMA issued a recommendation letter (CRD002/2025) regarding minor infractions of the Investment Product Distribution Code.

anbima.com.br
Jan 1

Published guide on global payouts for UK SMEs, indicating continued content-led expansion into payments and international payments education.

iwoca.co.uk
Jan 1

Publishes security post reiterating OpenInsights read-only aggregation, E2E encryption and Banco de España supervision (reg. 6935)

fintonic.com
Jan 1

Walgreens joins forces with Synchrony and Mastercard to expand financial services business.

ibsintelligence.com
Jan 1

Max ranked first in customer experience surveys (Marketest) for the fourth consecutive year.

max.co.il
Jan 1

Updated fee schedule (Taarifon) for Max IT Discounts effective January 1, 2025.

max.co.il
Jan 1

Sage reported revenue of £2,513 million for FY2025 and continued investment in Sage AI across its product portfolio.

en.wikipedia.org
Jan 1

Payarc added Clover POS devices as an available hardware option for merchants on its platform.

payarc.com
Jan 1

Updated User Agreement published (24 January 2025), noting CapitalOS Financial Services LLC as the operating entity in Nevada, South Dakota, and Utah.

capitalos.com
Jan 1

Privacy Policy revised effective January 13, 2025, covering mpay.com, payentry.com, and cpsgo.com under MPAY LLC.

payentry.com
Jan 1

Dollarize Card Agreement published on Bridge.xyz, confirming Lead Bank as card issuer and Bridge Ventures LLC as Program Manager for the Dollarize Prepaid Visa program.

bridge.xyz
Jan 1

Rosbank merged into T-Bank forming a large universal bank in Russia

en.wikipedia.org
Jan 1

Reported €65m 2024 revenue, first profitable year, targeting €100m ARR

sifted.eu
Jan 1

David Morland appointed CEO

dispatch.me
Jan 1

Named Best in KLAS 2025 for Patient Financing, recognized for highest provider satisfaction in the industry.

clearbalance.org
Jan 1

Business Presentation 2025 released to P2P investors targeting >€15m marketplace debt and €3m growth equity raise.

p2p.ibancar.com
Jan 1

MPOWER announced crossing $300 million in financing capacity to support international students.

ffnews.com
Jan 1

Updated Fees, Payments, and Cancellation Supplemental Terms published.

support.taskrabbit.com
Jan 1

Co-founder Jaya Maru discussed employee recognition strategy in Middle East podcast

rewardz.sg
Jan 1

Advans Tunisie received gold client protection certification and Advans Côte d'Ivoire received silver certification from CERISE+SPTF.

advansinternational.com
Jan 1

Alpitour World reports €2.3B group revenue for 2025, serving 3.3M+ customers annually.

alpitourworld.com
Jan 1

Manulife Philippines and Chinabank signed a 15-year renewal of their bancassurance agreement via Manulife China Bank Life (MCBL), covering 650 branches.

manulife.com
Jan 1

Gravity cloud core banking platform continues global rollout; Openbank US milestone reported.

santander.com
Jan 1

CanMonkey represented the City of Phoenix at CES Las Vegas 2025 as one of Phoenix's leading tech startups.

canmonkey.com
Jan 1

SurePay published Offline Data Hosting documentation (v1.0) for EU banks to deliver encrypted bank account data via SFTP for VoP checks.

developer.surepay.nl
Jan 1

DORA (Digital Operational Resilience Act) came into effect; SurePay published guidance on how it helps financial entities meet DORA obligations.

surepay.eu
Jan 1

Rebrand from Callphone Limited to Airvend Payment Services Limited announced by MD/CEO Precious Ekezie

linkedin.com
Jan 1

Named for second consecutive year in Gartner Magic Quadrant for Digital Commerce.

vtex.com
Jan 1

Airwallex published a case study showing Conductr saved £110,000 in FX and transfer fees within under a year using Airwallex multi-currency wallets and global payments.

airwallex.com
Jan 1

Radial announced it is rebranding to Paxon as part of the bnode group restructuring, with radial.com homepage noting 'Radial is now Paxon'.

radial.com
Jan 1

£25M PE Growth round led by One Peak; CPO Paul Sparkes promoted.

fintechfutures.com
Jan 1

Rebranded from Studio Suite to Studio Hero with new website and mascot (Sage)

thestudiohero.com
Jan 1

Money Forward Cloud receives SOC 1 Type 2 report covering accounting, payroll, expenses and related modules

corp.moneyforward.com
Jan 1

Airwallex published a case study showing Minor Hotels replaced its patchwork of regional payment processors with Airwallex's global acquiring and treasury platform, achieving 30% better payment success rates and 90% reduction in reconciliation time.

airwallex.com
Jan 1

Zuper Pay Terms of Use published, formalizing the Stripe-powered embedded payments product.

info.zuper.co
Jan 1

Payables Agent product page live, advertising bilateral ERP sync and AP automation with virtual cards.

dash.fi
Jan 1

myUnity 2023 ONC certification transparency disclosures filed with Drummond Group.

ntst.com
Jan 1

Farmlend homepage prominently features 'Coming Soon: AI-Powered Orders' — a shift toward intelligent supply chain automation as the core product.

farmlend.co.uk
Jan 1

Corey Shelson presents at TIAC webinar on equipment and asset management

useappello.com
Jan 1

Priscilla Hazel announced as CEO of Nsano.

en.wikipedia.org
Jan 1

Annual report highlights Drahim acquisition expansion: new core products, corporate automated investment platform, and transaction enrichment engine with improved categorization accuracy.

alrajhibank.com.sa
Jan 1

New pricing structure took effect, reducing ACH/SEPA/FPS deposit fees to 0.8% (min $2, max $10).

support.grey.co
Jan 1

VonWood filed for bankruptcy and was declared bankrupt.

cbinsights.com
Jan 1

Won Global Banking & Finance Award 'Best Banking Technology Provider – Middle East' for 2025.

aiondigital.com
Jan 1

Ascend homepage confirms banking services provided by Grasshopper Bank, N.A. (Member FDIC) and legal entity disclosed as Slash Eureka Inc.

useascend.com
Jan 1

Increase publicly listed Ascend as a customer on its customer page, confirming use of Increase for banking/ACH infrastructure.

increase.com

Where this comes from

Each item is a dated development on the dossier of a company the Index tracks, linked to its announcement where the dossier recorded one. It is not every embedded finance announcement of the month. Deals between two tracked companies are listed once. Kinds are assigned from each announcement’s wording, and deals are ranked by the amount raised or paid, where disclosed.

Analysis
All companies A–ZThe network isn't the only rail anymoreMoney-movement railsBank charter applicationsHow banks sell embedded financeEarly-stage companies to watchConsortiums & alliancesMonthly recap
Leaderboards
Sponsor banksBaaSCard issuingKYC / compliance
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USUKEU
By theApideck research team— the unified API platform behind this news archive.