“Can Zilliqa's high-throughput blockchain become the infrastructure layer for Web3-native embedded finance applications at scale?”
Zilliqa launched as a Layer-1 public blockchain platform focused on high throughput via sharding, targeting use cases from financial services to NFTs. Over time, the ecosystem expanded beyond infrastructure to include embedded finance applications — a neobank (Zeeves), a BNPL startup (Nyayomat), and stablecoin integrations (BUSD via Binance). By 2025, Zilliqa was positioning itself as a platform for Web3 business finance by partnering with Request Finance for crypto-native payroll and accounting operations, signaling a pivot from pure blockchain infrastructure toward an application ecosystem with embedded finance at the center.
Zilliqa discloses Striga as its banking provider, according to the Embedded Finance Index 2026.
Zilliqa does not disclose a bank charter of its own; its banking services are provided through Striga.
Zilliqa moves money over SEPA.
Zilliqa's payroll is powered by Request Finance.
Zilliqa's crypto products run on Binance (BUSD stablecoin bridge).
Zilliqa integrates with Request Finance (accounting and CRM software integration mentioned in partnership).
The Embedded Finance Index 2026 maps 7 layers in Zilliqa's stack: Money movement (SEPA); Banking / BaaS (Striga); Lending (Nyayomat BNPL (Buy Now Pay Later for African small merchants, incubated via ZILHive, powered by Zilliqa blockchain)); Payroll (Request Finance); Crypto (Binance (BUSD stablecoin bridge)); Accounting (Request Finance (accounting and CRM software integration mentioned in partnership)); Spend / AP (Ramp).
Zilliqa is headquartered in Singapore.
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