← Embedded Finance Index 2026

Zilliqa

“Can Zilliqa's high-throughput blockchain become the infrastructure layer for Web3-native embedded finance applications at scale?”

HQSingapore
IndustryFintech / Crypto
The story

Zilliqa launched as a Layer-1 public blockchain platform focused on high throughput via sharding, targeting use cases from financial services to NFTs. Over time, the ecosystem expanded beyond infrastructure to include embedded finance applications — a neobank (Zeeves), a BNPL startup (Nyayomat), and stablecoin integrations (BUSD via Binance). By 2025, Zilliqa was positioning itself as a platform for Web3 business finance by partnering with Request Finance for crypto-native payroll and accounting operations, signaling a pivot from pure blockchain infrastructure toward an application ecosystem with embedded finance at the center.

Last 12 months
2025-01
Product timeline
2017
Zilliqa blockchain platform launched as a high-throughput public blockchain designed to scale to thousands of transactions per second using sharding technology.· pivot
2022
Zeeves, a Telegram-based Zilliqa wallet and neobank, partnered with Striga to launch a European crypto neobank offering fiat/crypto debit cards and IBAN/SEPA transactions.· banking
2023
Zilliqa partnered with Binance to bring the BUSD stablecoin onto its network.· banking
2025
Zilliqa partnered with Request Finance to simplify Web3 financial operations including payroll, invoicing, and expense management for businesses on the Zilliqa network.· pivot
The stack
6 layers disclosed in Zilliqa’s embedded-finance stack
Money movement
SEPA
Banking / BaaS
in the full report
Lending
in the full report
Payroll
in the full report
Crypto
in the full report
Accounting
in the full report
Accounting gap: significant
5 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.