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Bisb

“Can Bahrain Islamic Bank become the leading Sharia-compliant digital bank for SMEs in Bahrain by embedding open-banking and POS-data-driven financing into its mobile-first stack?”

HQManama, Bahrain
IndustryBank / National
The story

Bahrain Islamic Bank (BisB) is a licensed Islamic bank in Bahrain offering retail and corporate banking products under Sharia-compliant frameworks. The bank has been expanding its digital capabilities, including mobile-first corporate account opening and a partnership with Tarabut to deliver embedded, POS-linked revenue-based financing for SMEs — signaling a strategic move toward data-driven digital lending and open-banking-enabled finance.

Last 12 months
2025-02
In the February 2025 recap →
2025-01
In the January 2025 recap →
Product timeline
2025
BisB launched end-to-end mobile account opening for corporate customers, as reported by IBS Intelligence.· banking
2025
BisB signed an MoU with Tarabut (MENA's leading embedded finance platform) to develop revenue-based financing for SMEs based on POS transaction data.· lending
Regulated entities
1
regulatory licence held by Bisb
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Bisb’s embedded-finance stack
Lending
SME Revenue-Based Financing (POS-linked, via Tarabut MoU)Equipment FinancingTrade Financing FacilitiesCash Flow Working CapitalTamkeen Tamweel Scheme (BD500K–BD2.5M for SMEs)Export Bahrain FinancingInstant Financing against Tejoori Al Islami balance (Murabaha)Easy Monthly Installments (credit card instalment plan, up to 12 months)
Open banking
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Bisb — frequently asked

Which open banking provider does Bisb use?

Bisb connects to bank accounts through Tarabut.

What is Bisb's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Bisb's stack: Lending (SME Revenue-Based Financing (POS-linked, via Tarabut MoU), Equipment Financing, Trade Financing Facilities, Cash Flow Working Capital and 4 others); Open banking (Tarabut).

Where is Bisb headquartered?

Bisb is headquartered in Manama, Bahrain.

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