← Embedded Finance Index 2026/Vendor

Oney

Provider

Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

oney.com ↗Also analysed as a company — its own stack →

CategoriesLending
Rank#105 of 223 in Lending
Buyers2 companies

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Who uses Oney

2 companies disclose Oney in their stack

Payplug Rakuten France

Buyer mix · 2 of 2 classified

Fintech / Payments · 1Marketplace / Two-sided · 1

EU · 2

What the disclosures say

Payplug

“Payplug.com/shape/split-payments page explicitly names Oney as the financial partner for x3/x4 installment payments; Oney assumes 100% fraud and default risk; merchant receives full amount within 48h.”

Rakuten France

“Rakuten France payment page explicitly names Oney as the 4x installment partner (fr.shopping.rakuten.com/event/mode-paiement).”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Oney? Claim this profile above to unlock your own full list.

Alternatives to Oney

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →

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<a href="https://www.embeddedfinanceindex.com/vendors/oney?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/oney.svg"
       alt="Ranked #105 of 223 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/oney/install" width="1" height="1" alt="" style="display:none">