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Amina

“Can a Swiss-regulated bank become the primary financial infrastructure layer for digital-asset-native corporates by unifying fiat banking, stablecoin settlement, and crypto custody under a single regulated platform?”

HQZug, Switzerland
IndustryBank / Sponsor
The story

AMINA Bank AG is a Swiss-regulated bank headquartered in Zug, positioning itself at the intersection of traditional banking and digital assets. The bank offers corporate banking services — multi-currency accounts in 19 fiat currencies, credit cards, crypto-collateralized loans, and a proprietary instant-payments network — to corporates, crypto exchanges, and financial institutions. Expansion into the EU via a MiCAR-authorized Austrian entity (AMINA Austria AG) extends its regulated reach into European crypto asset services. The partnership with Paxos USDG signals a strategic push into regulated stablecoin infrastructure alongside conventional treasury and payments.

Last 12 months
2025-11
2025-01
Product timeline
2023
Launched AMINA Payment Network providing instant, free settlements in CHF, EUR, USD, GBP, AED and HKD for banks, crypto exchanges and trading firms.· banking
2025
AMINA (Austria) AG authorized by the Austrian FMA as a CASP under MiCAR, establishing a regulated EU entity.· banking
2025
Tapped Paxos USDG to expand regulated stablecoin offering, deepening crypto-native treasury capabilities.· banking
Regulated entities
2
regulatory licences held by Amina
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Amina’s embedded-finance stack
Banking / BaaS
AMINA Bank AG (in-house)
Lending
in the full report
Crypto
in the full report
Accounting gap: minor
5 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Amina — frequently asked

What bank does Amina use?

Amina discloses AMINA Bank AG (in-house) as its banking provider, according to the Embedded Finance Index 2026.

Is Amina a bank?

Amina does not disclose a bank charter of its own; its banking services are provided through AMINA Bank AG (in-house).

Which crypto provider does Amina use?

Amina's crypto products run on Paxos.

What is Amina's embedded finance stack?

The Embedded Finance Index 2026 maps 3 layers in Amina's stack: Banking / BaaS (AMINA Bank AG (in-house)); Lending (Fixed-term loans secured against crypto or traditional assets, Roll-over loans secured against crypto or traditional assets, Crypto-collateralized loans (BTC, ETH, SOL, XRP, LTC, ADA, BCH, DOT, USDC, USDT, etc.) and Loans starting from CHF 200,000); Crypto (Paxos).

Where is Amina headquartered?

Amina is headquartered in Zug, Switzerland.

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