Ozone API is an open finance platform used by banks and regulators to launch, run, and monetise open APIs. Founded in 2017 by the authors of the UK Open Banking Standard, it powers programmes across the UK, Europe, LATAM, and the Middle East. Beyond compliance, its platform supports commercial products like cVRP and Market Hub, helping institutions turn regulatory mandates into new revenue.
As described by Ozone API
Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.
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Founded in 2017 by the team that authored the UK Open Banking Standard, Ozone API began as a pure compliance platform helping banks meet regulatory requirements for open APIs. It evolved from a UK-focused compliance tool into a globally scalable open finance infrastructure platform covering the UK, Europe, LATAM, and the Middle East. The company has progressively moved beyond compliance into commercial open banking, adding products like Verification of Payee (VOP) and Market Hub for regulators. Its strategy centres on being the infrastructure layer that banks and regulators rely on to expose and monetise open APIs.
Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/ozone-api/install" width="1" height="1" alt="" style="display:none">4 companies are linked to Ozone API in the Embedded Finance Index 2026, through their own public disclosures or Ozone API's published customer list, including Tecban, Netinfo, Moorwand and Engine By Starling.
Ozone API is an embedded-finance provider in Open Banking. It ranks #31 of 87 Open Banking providers by linked companies.
The most-named Open Banking alternatives to Ozone API are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).
Ozone API is founded in 2017 and headquartered in London, United Kingdom.
Ozone API has raised $11.2M in total.
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