← Embedded Finance Index 2026

Meow

Can a neobank built for startups become the programmable financial OS for AI agents and global teams by combining fiat banking, stablecoins, and spend controls in a single CLI-driven platform?

Founded2021
HQMiami Beach, FL
FoundersBrandon Arvanaghi, Bryce Crawford
Total raised$22M+
Latest roundSeries A, 2022
IndustryFintech / SMB banking
The story

Founded in 2021 as a compliant crypto yield product for corporate treasuries, Meow raised $22M Series A in 2022 from Tiger Global and pivoted away from its crypto-first positioning after the 2022 crypto market collapse. It reoriented as a full-stack SMB neobank offering high-yield checking, T-bills, international payouts (via Airwallex), and corporate cards, targeting startups and high-growth companies as a low-cost alternative to traditional business banking. By 2025, Meow added stablecoin infrastructure via Bridge and Stripe and is now positioning aggressively as the banking OS for AI agents — allowing autonomous agents to open accounts, issue cards, and execute payments via a CLI/MCP interface.

Last 12 months
2024-09
2025-01
2025-01
Product timeline
2021
Founded as a compliant crypto yield platform for corporate treasuries.· banking
2022
Raised $22M Series A led by Tiger Global; positioned as compliant-first crypto-enabled corporate investing.· banking
2022
Selected Cognito (now Persona) for KYC and digital identity verification at onboarding.· banking
2024
Launched Meow Financing in partnership with Lendio, providing embedded loan marketplace access to 1,000+ business customers; surpassed $1B assets on platform.· lending
2025
Launched on Stripe and Bridge (stablecoin infrastructure) to unify fiat and stablecoin financial services; introduced global corporate cards via Stripe Issuing and cross-border stablecoin payments.· card
2025
Became one of the first fintechs to allow AI agents to open business bank accounts and issue cards; launched Meow CLI for agentic finance.· banking
The stack
8 layers disclosed in Meow’s embedded-finance stack
Payments / PSP
StripeAirwallex
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Unified APIs
in the full report
KYC
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: minor
10 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.