“Can a neobank built for startups become the programmable financial OS for AI agents and global teams by combining fiat banking, stablecoins, and spend controls in a single CLI-driven platform?”
Founded in 2021 as a compliant crypto yield product for corporate treasuries, Meow raised $22M Series A in 2022 from Tiger Global and pivoted away from its crypto-first positioning after the 2022 crypto market collapse. It reoriented as a full-stack SMB neobank offering high-yield checking, T-bills, international payouts (via Airwallex), and corporate cards, targeting startups and high-growth companies as a low-cost alternative to traditional business banking. By 2025, Meow added stablecoin infrastructure via Bridge and Stripe and is now positioning aggressively as the banking OS for AI agents — allowing autonomous agents to open accounts, issue cards, and execute payments via a CLI/MCP interface.
Meow discloses Stripe Treasury as its banking provider, according to the Embedded Finance Index 2026.
Meow does not disclose a bank charter of its own; its banking services are provided through Stripe Treasury.
Meow's cards are issued through Stripe Issuing.
Meow uses Cognito for KYC and identity verification.
Meow's lending and capital products are provided by Lendio.
Meow uses Airwallex for FX and cross-border payouts.
Meow's crypto products run on Bridge.
The Embedded Finance Index 2026 maps 9 layers in Meow's stack: Payments / PSP (Stripe and Airwallex); Banking / BaaS (Stripe Treasury); Card issuing (Stripe Issuing); Lending (Lendio, Meow Financing (embedded loan marketplace), SBA Loans and Business loans); Unified APIs (Airwallex); KYC (Cognito); FX & payouts (Airwallex); Crypto (Bridge); Treasury (Stripe Treasury).
Meow was founded by Brandon Arvanaghi and Bryce Crawford and is founded in 2021, headquartered in Miami Beach, FL.
Meow has raised $22M+ in total (latest round: Series A, 2022).
Get a read on where your own stack stands against Meow and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.