“Can a vertical fintech own the full revenue cycle — intake, billing, factoring, payments — for German medical practices?”
Nelly is a Berlin-based vertical SaaS company building a financial OS for medical practices in Germany. It started with digital patient intake and billing for doctors and has expanded into embedded factoring (digital invoice financing) and payment acceptance, partnering with Adyen for payment infrastructure and with Vereinigte Volks- und Raiffeisenbank for factoring.