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Nelly

Can a vertical fintech own the full revenue cycle — intake, billing, factoring, payments — for German medical practices?

HQBerlin, Germany
FoundersLukas Eicher
IndustryVertical SaaS / Healthcare
The story

Nelly is a Berlin-based vertical SaaS company building a financial OS for medical practices in Germany. It started with digital patient intake and billing for doctors and has expanded into embedded factoring (digital invoice financing) and payment acceptance, partnering with Adyen for payment infrastructure and with Vereinigte Volks- und Raiffeisenbank for factoring.

Last 12 months
2024-06
Product timeline
0
Launched digital factoring product with Vereinigte Volks- und Raiffeisenbank as contracting party· lending
2024
Partnered with Adyen to launch financial service hub for doctors· banking
The stack
3 layers disclosed in Nelly’s embedded-finance stack
Payments / PSP
Adyen
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.