Veritex Community
“Can a Texas community bank differentiate through fintech partnerships — acting as sponsor bank and payments infrastructure provider — to serve both commercial clients and embedded finance programs at scale?”
Founded2009
HQDallas, Texas, USA
IndustryBank / Community
The story
Veritex Community Bank was founded as a Texas state-chartered commercial bank serving Dallas-Fort Worth and Houston with a traditional community banking model. Over time it differentiated by systematically building fintech partnerships — adopting NXTsoft for API connectivity, Finzly for payments transformation, and Lithic as a card-issuing technology partner for commercial credit products. In 2025, Veritex was acquired by Huntington Bank, with customer accounts and banking relationships transitioning to Huntington's platform.
Product timeline
2012
Adopted an Employee Stock Ownership Plan (ESOP) covering eligible employees.· banking
2022
Published Environment and Social Report indicating community banking footprint across Dallas-Fort Worth and Houston.· banking
2023
Partnered with NXTsoft to leverage OmniConnect API connectivity platform for third-party fintech integrations.· banking
2024
Partnered with Finzly to deploy a payment hub consolidating ACH and Fedwire under a single platform, with future-ready connections to RTP and FedNow.· banking
2025
Announced strategic partnership with Lithic to serve as sponsor bank for Lithic's commercial credit card products.· card
2025
Veritex Community Bank customer accounts transitioned to Huntington Bank following acquisition.· acquisition
Regulated entities
State Bank Charter
Texas
Veritex Community Bank
The stack
Card issuing
Lending
Open banking
Accounting gap: minor