← Embedded Finance Index 2026/Vendor

Synchrony

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 1 category.

synchrony.com ↗Also analysed as a company — its own stack →
CategoriesLending
Rank#32 of 223 in Lending
Buyers5 companies
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Who uses Synchrony
5 companies disclose Synchrony in their stack
Jewelers MutualWalgreensAdoramaProtractor SoftwareAcorn Finance
Buyer mix · 5 of 5 classified
E-commerce / Retail · 1Fintech / Insurtech · 1Fintech / Lending · 1Vertical SaaS / Automotive Aftermarket · 1Vertical SaaS / Healthcare · 1
US · 4Canada · 1
What the disclosures say
Jewelers Mutual
“Jewelers Mutual and Synchrony announced a May 2025 strategic sponsorship agreement to co-market financing options (Synchrony) and insurance (Jewelers Mutual) to jewelry retailers.”
Walgreens
“BusinessWire (2021): 'Walgreens Launches Industry-First myWalgreens Credit Card Program… Issued by Synchrony Bank.' ThePAYPERS (2022): 'Mastercard added… Walgreens… to Mastercard Instalments, the Buy Now, Pay Later programme.'”
Adorama
“Synchrony marketplace page also references Adorama financing, suggesting Synchrony may administer the program.”
Protractor Software
“help.protractor.com/shopmanager/CFP page documents Consumer Finance Program integration via 360 Payments, with Synchrony as the named lender (application flow, CFP ID issued by 360 Payments).”
Acorn Finance
“Homepage explicitly names lender panel including 'Best Egg' and 'Upgrade' in sample offers, plus 'Hearth', 'Enhancify', and 'Synchrony' in a competitor/comparison section presented as network partners.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Synchrony? Claim this profile above to unlock your own full list.
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Alternatives to Synchrony

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →
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Ranked #32 of 223 in Lending — Embedded Finance Index 2026
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