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Worldline

Provider
PSPCard IssuingFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 14 companies across 3 categories.

worldline.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Card Issuing, FX / Payouts
Rank#32 of 538 in PSP
Buyers14 companies
HeadquartersLa Défense, Île-de-France, France
Founded1973
TickerEPA:WLN
Market cap~$3B
IPO2014

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Founders & story · from Worldline’s own dossier

Founded in 1973 within Atos, Worldline listed independently on Euronext Paris in 2014 as a pure-play payments processor. The 2020 acquisition of Ingenico transformed it into Europe's largest payments provider, combining merchant acquiring, terminal hardware, and financial institution processing under one roof. Over 2021–2026, Worldline shifted from pure infrastructure toward an embedded-finance platform model — launching open banking APIs for AIS/PIS across 3,500 European banks, integrating embedded merchant lending via YouLend and Froda Embedded, and offering white-label card issuing infrastructure to financial institutions.

Latest round: Public (Euronext: WLN)
Recent developments
  • 2025-05CNIL approved Worldline SA's Binding Corporate Rules for Controller (BCR-C) and Processor (BCR-P), following EDPB concurrence. source ↗
  • 2026-01Worldline and YouLend launched 'Cash Advance', an embedded financing product for European SMBs offering up to €250,000 in 48 hours with daily-turnover-linked repayments. source ↗
  • 2024-05-24Partnered with Visa on virtual card issuance for online travel agencies. source ↗
  • 2025-01-27Partnered with website builder Wix to integrate payment features supporting more local currencies, rolling out initially in Europe and APAC. source ↗
Acquisitions
Banco Desio Merchant Acquiring2023
Completed the acquisition of Banco Desio's merchant-acquiring activities in Italy (~15,000 merchants).
Eurobank Merchant Acquiring2022
Acquired an 80% stake in Eurobank's merchant-acquiring business in Greece (~21% market share).
Axepta Italy2022
Acquired Axepta Italy, the Italian merchant-acquiring arm of BNP Paribas.
Cardlink2021
Acquired a 92.5% stake in Cardlink, the leading network-services provider in Greece.
GoPay2021
Acquired a majority stake in GoPay, an online collecting payment-services gateway in the Czech Republic.
Ingenico2020
Completed its ~$8.6B acquisition of French rival Ingenico, creating Europe's largest merchant acquirer.
SIX Payment Services2018
Closed the acquisition of SIX Payment Services, becoming the leading merchant acquirer in continental Europe.
Full dossier: Worldline’s own stack, layer by layer →
Who uses Worldline
14 companies disclose Worldline in their stack
Przelewy24KlarnaHotelogixOrderbirdBkn301SelfbookLillioReceiptheroBanque RaiffeisenPaymytuitionToshibaStrategic+2 more
Buyer mix · 14 of 14 classified
Vertical SaaS / Hospitality · 3Infrastructure / Payments · 2Bank / Community · 1Fintech / Consumer banking · 1Fintech / Payments · 1Infrastructure / BaaS · 1Vertical SaaS / Childcare · 1Vertical SaaS / Higher Education Payments · 1
EU · 7US · 2Canada · 2APAC · 1UK · 1
What the disclosures say
Przelewy24
“Przelewy24's own Card Payments page explicitly names its 5 card acquirers: 'Fiserv, Worldline Financial Services, Elavon, Eservice and NETS DENMARK AS – routing traffic between acquirers ensures the maximum level of service availability.'”
Klarna
“Klarna platforms-and-partners page lists Adyen, Checkout.com, Mollie, Nexi, Stripe, Worldline, Worldpay as featured partners. [coerced currencies: kept "EUR", also reported: GBP; SEK; USD; NOK; DKK; AUD; CHF; PLN; CZK]”
Hotelogix
“Hotelogix Payment Gateways page (hotelogix.com/payment-gateways) lists 40+ regional PSPs integrated with the PMS; Marketplace confirms Barclaycard, Stripe, Worldline, CyberSource, PxPay, CMI as bookable integrations.”
Orderbird
“Support docs reference card payment with Worldline and Nexi Germany as integrated acquirers, plus a separate American Express acceptance flow.”
Bkn301
“Worldline and BKN301 press release: 'BKN301 integrates Worldline's Issuing and Acquiring services.' https://bkn301.com/worldline-bkn301-partnership-digital-payments/ [coerced currencies: kept "EUR", also reported: GBP]”
View source · bkn301.com ↗
Selfbook
“Selfbook's own info-hub announces Stripe integration (2023); PayPal 2025 press release names PayPal Enterprise Payments as the direct card processor; Worldline lists Selfbook as a pre-integrated travel-hub technology partner.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Worldline? Claim this profile above to unlock your own full list.
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What Worldline runs on · from its own dossier
The third-party providers Worldline itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Worldline.
Lending
Youlend
Full dossier with evidence for each layer →
Alternatives to Worldline

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe783 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →checkout58 buyers →Braintree57 buyers →
Share this rank

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Ranked #32 of 538 in PSP — Embedded Finance Index 2026
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Worldline — frequently asked

Which companies use Worldline?

14 companies disclose Worldline in their stack in the Embedded Finance Index 2026, including Przelewy24, Klarna, Hotelogix, Orderbird, Bkn301, Selfbook, Lillio, Receipthero, Banque Raiffeisen, Paymytuition and 2 others.

What does Worldline do?

Worldline is an embedded-finance provider in PSP, Card Issuing and FX / Payouts. It ranks #32 of 538 PSP providers by disclosed buyers.

Is Worldline publicly traded?

Yes. Worldline trades as EPA:WLN, listed since 2014.

What are the alternatives to Worldline?

The most-disclosed PSP alternatives to Worldline are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is Worldline headquartered?

Worldline is founded in 1973 and headquartered in La Défense, Île-de-France, France.

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