Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.
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Founded in 2016, Rippling started as an HR and IT management platform built on a single employee data record — a direct response to fragmented workforce systems. Over 2021–2022, it aggressively expanded into finance (corporate cards, expenses, bill pay) by leveraging employee data to power real-time spend controls, becoming a genuine workforce OS competitor to Workday and Gusto. From 2023 onward, Rippling layered in global payroll, EOR/PEO, business banking, and treasury yield — embedding financial services directly into the platform to deepen retention and unlock payment economics across its 25,000+ customer base.
Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/rippling/install" width="1" height="1" alt="" style="display:none">3 companies disclose Rippling in their stack in the Embedded Finance Index 2026, including Curve Dental, Campfire and Conductr.
Rippling is an embedded-finance provider in Payroll. It ranks #9 of 34 Payroll providers by disclosed buyers.
The most-disclosed Payroll alternatives to Rippling are Gusto Embedded (50 buyers), Check (25 buyers), Remote (16 buyers), Salsa (16 buyers), ADP (9 buyers) and Stripe (8 buyers).
Rippling was founded by Parker Conrad and is founded in 2016, headquartered in San Francisco, CA, USA.
Rippling has raised $1.85B+ in total.
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