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Chrono24

Can the trusted global escrow marketplace for luxury watches scale buyer/seller protection without becoming a regulated financial institution itself?

Founded2003
HQKarlsruhe, Germany
FoundersDirk Schwartz, Michael Krkoska
Total raised$235M
Latest roundSeries C / Secondary - Private
Valuation$1B (unicorn)
IndustryMarketplace / Two-sided
The story

Chrono24 has operated since 2003 as the dominant global online marketplace for luxury watches, evolving from a listings site into a full transactional platform with escrow-based buyer protection. The business has institutionalized trust mechanisms — KYC/KYB on dealers, certified authenticity, and an in-house escrow account that holds buyer funds for 14 days — making the platform itself the financial intermediary for high-value, cross-border watch sales. Recent developments (DAC7 reporting from 2023, dealer KYC from 2025, CEO transition 2026) point to a maturation phase rather than a pivot.

Last 12 months
2026-05
2025-10
2025-01
Product timeline
2003
Chrono24 founded in Karlsruhe, Germany as online marketplace for luxury watches.· launch
2023
DAC7 EU directive compliance — Chrono24 begins reporting seller transactions to German Federal Central Tax Office (BZSt).· compliance
2025
KYC/KYB identity check rolled out for all professional dealers on the marketplace.· compliance
2026
José Gaztelu appointed Chief Executive Officer.· leadership
The stack
Payments / PSP
Chrono24 Escrow Service (self-operated)Checkout.com
Accounting gap: none